I have just received my credit report and there are quite a few with multiple claims from the same place; which is fine they all have the same account numbers; this should be easy to fix right? lol
But there are a couple of different debts on here that are from one company then also from a CA for the same debt. (with 1 dollar difference amount I might add lol)
Date reported 7/01
Date opened 09/99
DLA 11/00 ( I do not know what DLA means???? )
Charged Off XP/TU/EF $424
Then this is the same debt
Date reported 06/05
Date opened 07/01
Collection TU $423
What are my first steps to fix this? I don't call the CA right? What are my options? Technically if I am reading this right the Fingerhut is past 7 yrs.
I don't know where to start with any of this?
I am reading posts and learning and have gone through 3 of the 8 transcripts PsychDos's Credit Repair School for Beginners.
But I am highly overwhelmed here lol trying to read and learn it all is very hard. I feel like like I am drowning in jargon I do not understand LOL
I apprieciate any and all help. Thank you very much