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antknee

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  1. That wasnt the issue. The issue is they’re reporting one address on my credit report and another on the website. I did a Google search I saw there were two addresses listed and that’s why asked the question. Thanks for the input. Next time ask a question I’ll be sure to put that I did a Google search first
  2. Could someone give me the correct address for disputing with NCC? I tried to disputing with him about a year ago at the 3733 University Blvd. address and my green card kicked back to me saying address unknown. That’s also how they are reporting their address on my credit report. However, online I’m seeing 9428 Baymeadows Suite 200. Which one is correct or has anyone been successful with?
  3. Thanks for responding- I’m sorry I’m not providing the info needed. While i have been successful in other kinds of disputes, I’ve never handled an old apartment lease before. I never got a letter from NCC, I discovered them on a credit report review 3 yrs ago. There WAS a judgement a few yrs ago from what i can tell on the local courts web site. Judgement amount and the original amount listed as owed are both different from what they are asking me to pay, but that amount has not increased in 4 yrs. They have been reporting a different amount since day one as the original amount owed when it was really substantially less. Other than the email and the amounts listed as owed i have from the current management, that’s about all i have.
  4. Thanks for that input centex-if they have no obligation to make that change in who is reporting, can they still collect? Btw, it’s outside of SOL. If the original management company is no longer managing the property could a dispute wipe out that claim? I have an email from the current management company saying that they don’t have detailed records on the past account. Would that have any bearing on NCC’s ability to collect?
  5. Thanks for all that freebird and whychat... i have an update that I’d appreciate any input on- Ok so my Experian dispute just came back as “ updated” ... As far as i can tell, the management company changed and the original manager and company is gone- I got this from the new property management when I asked for a breakdown of charges. Does this help me at all, if so what should my next move be? Dispute again with NCC? I did once a few yrs ago when the old management was still involved.. Helppppp meeeee——————-AntkneeI emailed you a final copy of your statement through our accounting software so you may see an email from “realpage.com” that is from us. I have also attached a final copy of your ledger here in this email.We have recently purchased the community and changed management teams as of 01/04/2019 therefore, your account and file information was part of River Asset Management. I would have to refer you to them to find out what collection agency they placed your file with and how to get this resolved with them as the debt, if any, is owed to them. Please reach out to River Asset Management here in ***** and inquire about your home, ( old address ) here at( Old complex name ) and they should be able to provide you with K’s information to reach her or another person in their management team that could assist you in finding the collection agency used to resolve this matter.
  6. Well, i went ahead and did this.. I’ll update once things are updated on my reports. I guess we will see what happens. The rep was very cool and professional. She did try to get me to pay something on a VERY old account . I told her truthfully i didn’t know anything about that one and I’d have to do some research on that and get back to her.
  7. Trying this again since i have more info- I have a lease from 4 yrs ago that’s been reporting as a collection. It was an eviction due to them getting sick of me paying two weeks into the month with late fees attached . I called the property today because i think the amount they are listing is incorrect. Apparently there is a new management company and i got this response..can i use this to my advantage? I do know NCC has the debt and is still reporting the original company I rented with as the owner. Any help would be GREATLY appreciated.. ——————————————- We have recently purchased the community and changed management teams as of 01/04/2019 therefore, your account and file information was part of XYZ Company. I would have to refer you to them to find out what collection agency they placed your file with and how to get this resolved with them as the debt, if any, is owed to them. Please reach out to XYZ Company here in town and inquire about your home, 11-406, here at Axxxx and they should be able to provide you with Katherine’s information to reach her or another person in their management team that could assist you in finding the collection agency used to resolve this matter. Please see the ledger attached, this is all I have record of. Thank you, Laura J Property Manager
  8. Thanks legaleagle2012... i just found an old lease i believe is reporting some wrong info and i wanted to be “ safe “ before i got into it with them on the subject. They’ve been reporting for a number of yrs, just didn’t want to end up in court.
  9. Whychat, as always, thanks for the clarification. That’s really good news for me- im past 4 yrs on it.
  10. Is a lease considered an open account or written contract? Logic is telling me written but I’ve here due to how leases are paid, it could be open. I’m in Virginia so it’s 3 vs 5 yrs difference. thanks!
  11. Hi, I have two Collections left on my account. I have PRA which I believe I’m going to pay in full just to get them to remove it off my account. It’s not very much $$and I can afford to do it, so I can get that one off my reports if their removal of complete payments that I’ve been reading about is correct. My main issues with NCC. I’ve got an old lease that ended about 4 1/2 years ago. It was an eviction due to late payment- i always paid my rent late, with late fees, and they got sick of it lol...I disputed with NCC one time last year which wasprobably not smart considering I was still with SOL. My reports came back as “updated“ but I don’t believe I ever got any verification sent to me. At this time, would it be smart for me to go after NCC again? My reasoning is if they were going to come after me they would’ve done it last year when I disputed with them. I’m thinking they may not have any concrete proof of the debt. Or would it be smarter to go after the OC and see if the amount they are reporting is correct. I don’t believe it’s correct because, as i said, i always paid and The landlord even gave me an additional week to get my stuff out of the place after the evection. I don’t believe she would’ve done that if I owe them any money. Any input would be greatly appreciated.
  12. To collect, yes. It’s gonna drop off reports late summer.
  13. Has anyone used email correspondence with them to arrange pay for delete? I have an old account with them and I’d like to give it a shot. I trust myself on email correspondence way more than talking to someone over the phone.
  14. im in no real hurry- i can wait for paper reports if i have too. but i was under the impression that if im seeing reports online because i WAS going to dispute online ( i wasnt-i was checking the report for errors ) i could be sure those reports were accurate. anyway, could i possibly get a deletion due to incorrect info on those, or would they just update info? if thats the case, id probably leave them alone.
  15. 1st- can a negative account that was a charge off show the balance and charge off amount to be one amount and listing a past due amount to be different? EQ is listing an account showing both balance owed and charge off amount to be $185.00 and amount owed at just $25.00 2nd - My Eq report is showing some old charge off's reporting payment histories that arent correct-example, i have an old AMEX that was DOFD 04/12 but its showing that i was in 'paid or paying agreed- green status ' every month till last month except for random months listed as ' CO'- can i dispute this for removal based on incorrect info being reported? i never made a payment on that account since 2012. I have a number of older negatives reporting this kind of history. Thanks alot in advance for any input!

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