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monica

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    IL
  1. This is what I found, so I guess after the order is entered for the confirmation of the sale we have 30 days. IF YOU ARE THE MORTGAGOR (HOMEOWNER), YOU HAVE THE RIGHT TO REMAIN IN POSSESSION FOR 30 DAYS AFTER ENTRY OF AN ORDER OF POSSESSION, IN ACCORDANCE WITH SECTION 15-1701© OF THE ILLINOIS MORTGAGE FORECLOSURE LAW.
  2. Really I am just wondering how long I have remaining in my house, I heard about 60 days after the sheriff sale but I am unsure if that is accurate? My husband seems to think its longer than that.
  3. I would love it if they did the Cash for Keys. Moving can be expensive.
  4. I live in Illinois I gave up my home in my BK7. Its an FHA loan and the Sheriffs sale was today. The bank Fifth Third took the property back since it didn't sell. I am okay with all of this, the part I don't understand is when do you think I will be asked to move out? I believe HUD will take the title? Does this happen quickly or does it take some time?
  5. monica

    Mortgage after BK

    I saw with Fannie Mae they will accept 2 years after BK with extenuating circumstances? I don't know if you know anything about that program or not? If not Ill be waiting a long time to get back into a home.
  6. I am not sure if this is the right place or the BK forum is the right place. I filed BK Chapter 7 and it was discharged in November of 2016. I included my home and am just letting it go. So eventually they will do a foreclosure to get the property out of my name. So what time line am I looking at purchase another home?
  7. Home Depot let me make a purchase over my limit. So now with a 700 CL my reports show me owing 1500 with a 700 CL. Would I be better just taking available credit from my other cards use that and get that balance down below the 700? My cards are all about 90% utilization but I am wondering if the Home Depot is really killing me more than anything. Would my score be higher if all the cards even if maxed to get the Home Depot down below the limit?
  8. In May I pulled my report and there was a collection for a bill I paid last January to the hospital. I called the hospital and they admitted I paid it and called the collection agency to tell them I paid it to them. I just got a letter from the collection agency saying it was paid in full on 6/17/2011, it is still being reported as an unpaid debt to the collection agency. I never paid the collection agency a dime and it was paid to the hospital 6 months ago. I have a copy of the check front and back sent via my bill pay for proof. Should I follow a modified HIPAA or go a different route because they are not fixing my report and removing the error?
  9. So I should go to my attorney with this? I disputed and they verified. The CS rep says they can report it as 11/2009 because that is when they took it over.
  10. If Hyundai Financing approves me for financing is this financing good at any deal of my choice?
  11. I have a repo that occured in 2003 and should be falling off in about 11 months. Now Triad is a new company called Santander Consumer USA and they made it look like my payment went late just one month ago and it now says due to fall off in 2016. How can they do this? And now what? Looking for advice since this was my last baddie and I have been already waiting about 6 years to get rid of this. It caused my score to tank and get rejected for an auto loan.
  12. The problem is that they outsource the towing to some person. The company gave his number and he wont call back. So we have no idea where the car even is. Its been really hard to find out what we can do about this. Does anyone know what I can do other than call my lawyer? I really can't afford to call him for this type of issue.
  13. I actually called the police and they said it is a civil matter and that they cannot help us. The best part is they charge us for everyday they have the items. All we want to do is pick them up.
  14. My husbands car was repossessed on Thursday. We have been calling and trying to get our stuff out of the car but no one calls us back. What rights do we have? We live in IL.

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