Jump to content

nysurg

Members
  • Content Count

    41
  • Joined

  • Last visited

Profile Information

  • Location
    Seattle
  1. nysurg

    WTF???

    MOST credit cards have residual interest What cards do YOU have??? I PIF my HSBC card and this never happened...I didn't have to pay residual interest... Marcka, I did cut it up and will never use it again... RESIDUAL INTEREST ONLY HAPPENS when you don't pay the total due on the statement (or have carried a balance the prior month that was not PIF) Well this won't be happening again with Chase or anyone else as I will be PIF everytime from now on
  2. nysurg

    WTF???

    MOST credit cards have residual interest What cards do YOU have??? I PIF my HSBC card and this never happened...I didn't have to pay residual interest... Marcka, I did cut it up and will never use it again...
  3. nysurg

    Amazing!!

    Yes most of the accounts that were disputed as not mine were not mine and the others were disputed as above. FYI most of my disputing I did online and occasional snail mail. Got a bunch of IQ deleted from EQ that way... I now have my 2 stuck accounts on EQ AND EX to deal with-those I will send letters.
  4. nysurg

    WTF???

    None of the other cards I have had ever did this - you pay it off you are done...screw chase!!
  5. nysurg

    WTF???

    Yeah they are truly insulting! I don't deal with them usually...we have USAA and LOVE THEM. They are not shady...
  6. nysurg

    WTF???

    Yeah - I was so mad I ended up doing that!!!
  7. nysurg

    WTF???

    just got off the phone with them and they are unbelievable! So... 1. discussed with them about the interest charges and as stated above they said that it is interest charged from the date of the end of the last statement until beginning of this statement - even though i PIF they still charged interest. so starting next month there will be no finance/interest charges if there are no new charges and can pay the $17 in before the due date! 2. APR decrease - "there are no offers to decrease any APR's at this time, when those offers are available then we will let you know" 3. Balanc
  8. nysurg

    WTF???

    That's ridiculous! I have been PIF other cards and never any interest! What are they special?
  9. nysurg

    WTF???

    How can you still get charged interest if you PIF???? They are ridiculous!!!
  10. nysurg

    Amazing!!

    thanks for the support!
  11. nysurg

    Amazing!!

    Well, here were the baddies - 1. AFNI collection for 395 which I disputed as incorrect balance and with the BBB and was deleted from all 3 reports. 2. PRESIDIO/CM Paid CO - disputed as not mine and deleted from all 3 3. WAMU/Providian with lates - disputed as not mine, deleted from all 3 4. 7 student loans which were reporting as past due --4 with sallie mae and 2 with citibank (called them and reminded them that since the loans were in deferment - they could not be past due!) --1 perkins loan with school - was also in deferment but they claimed that since I sent the paperwo
  12. nysurg

    Amazing!!

    So when I started on her my Score's were in the 500's in October 2008 and now I am in the 700 club - so my DH and I thought that we would apply for the USAA Amex...as I applied I thought about how hard I had worked on my credit and that I would be devastated if I was not approved. Well lucky for my I was APPROVED for $10,000!!! This is the highest limit I have ever had. I was so happy that I also applied for their M/C and also got approved for the same amount! Amazingly after working so hard to clean up all of my reports I am honest nervous about using my cards - I am so afraid of mak
×
×
  • Create New...

Important Information

Guidelines