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Everything posted by Burgerwars

  1. Apps iOS AppMajor Outage Web AppMajor Outage Android AppMajor Outage Trading Equities TradingMajor Outage Crypto TradingMajor Outage Options TradingMajor Outage Market DataOperational Order Status UpdatesMajor Outage Bank LinkingMajor Outage Bank TransfersMajor Outage Email SupportOperational Overall System Overall SystemMajor Outage Corporate Actions
  2. Both their website and their Android app have been down for the entire trading day. "Great operation," for those who want to trade today's rebound. I was going to enter an order for a few more shares of an ETF, but can't. No biggie. I transferred 98.6% of what I had in Robinhood out of the account a couple months ago, since I lot faith in them, plus no-commission trades are no longer unique to them. I just play with them a bit, plus wanted their debit card. I've looked at some YouTube videos, where YouTubers say they're the best thing since sliced bread. They aren't. What have they been smokin? System-Wide Outage Identified - The issue has been identified and a fix is being implemented. Mar 2, 08:18 PST Investigating - We are experiencing a system-wide outage. We are working to resolve this issue as soon as possible. 20190615-875357-2636238 Mar 2, 06:38 PST
  3. I'm thinking they still weren't using those dumb terminals and is just pictured for decoration.
  4. Should I switch from drinking Corona to a bottle of vodka a day, because it's safer? There's a city east of Los Angeles named Corona. Should residents move out?
  5. This virus really blew-up this week. With so many now limiting their travel, the hit to the economy is in. Stock valuations are based on company profits. With all of a sudden companies being hurt badly, it's logical the stock market tanks. As far as the mortality rate, a lower mortality rate helps spread the virus. If it kills you in one day, it will be easier to stop. A dead person isn't on the subway traveling to work. If you're Corona Mary, and have no idea you have the virus for weeks, because of little or no symptoms, that's a different story.
  6. I needed to look up what a CPN is. Do people really think that a nine digit number they might buy on a street corner in a sleazy part of town is a valid replacement for a social security number?
  7. I prefer the name Fort Knox CU. Sounds cool. When I was a kid, I remember cartoons where the bad guys made off with all the gold in Fort Knox. Anyway, I'm not a member of this credit union.
  8. My State Farm Good Neighbor card just arrived, and I just broke in that shiny new card at Starbucks. It's not metal (I didn't expect that), but silver with the red State Farm logo and name. There's a mostly red rewards points credit card, but I chose the silver Good Neighbor card (no points, but a lower interest rate). The only reason I chose the Good Neighbor card is because my State Farm checking debit card is red. I didn't want two red State Farm cards. Maybe a dumb reason, but that's me.
  9. Many hotels have a 21 minimum. Call the property first to be sure. Most Motel 6 hotels allow 18 year olds to check in. While an 18 year old can join the Army but can't check in at the Hyatt sounds unfair, it is what it is.
  10. I'm now at 60,000. At the rate things are going, it could be next week when I can apply.
  11. My guess is some bigger fish swalling some smaller fish, although it's possible a smaller fish taking a small bite of a bigger fish. Big fish left: Fidelity Brokerage, Vanguard (brokerage), Merrill Edge (B of A), Goldman Sachs, Ally (brokerage), Chase/JP Morgan/You Invest. Smaller fish: Interactive Brokers (they tried to merge with E*Trade but couldn't agree), TradeStation, Firstrade, ZacksTrade. Other fish I'm unsure of: Robinhood, SoFi (brokerage).
  12. I would still keep open the bank account. Many years ago HSBC sold their credit card business to Capital One, except for their bank account customers, that they kept. It could happen again.
  13. Things are speeding up big time. Today I'm at 79,000.
  14. Link: https://finance.yahoo.com/news/morgan-stanley-buy-e-trade-123814554.html The account I've had for many years will now be transferred for the fourth time, making five times the same account has been part of different companies. Here it goes: 1) I opened a small account with Sharebuilder, that was one of the first brokerage accounts to allow buying fractional shares. I remember owning a small amount of Midwest Airlines in the account (about $20 worth). 2) Sharebuilder was eventually sold to ING Direct. 3) ING then exited the U.S. retail market and sold their accounts to Capital One. 4) Capital One decided they didn't want the brokerage accounts so they sold them to E*Trade. 5) Today Morgan Stanley announces they'll be buying E*Trade.
  15. I can't read it all, but until we can drain the Indian Ocean to find the flight recorders, we'll never know what really happened.
  16. I jumped 6,000 spots in line today for the debit card. I'm now at about 95,000. I just might not have to wait until the year 2525 to apply.
  17. I've read the HSBC job cuts/branch closures shouldn't affect the west coast because of a large Asian population. They recently opened a new branch close to me in Porter Ranch, CA. I never knew it was there until they called me and asked me to visit. I don't think it's in a good location as it's in the corner of the Valley. I don't think I'll ever be HSBC Premier. Nothing for me worth tying up $75,000 for. That said, the ability to open accounts at other HSBCs around the world for Premier customers is a benefit for people who need it. For example, if they have bills, own property, etc., in another country. Banks in many countries just don't want to touch U.S. residents or citizens because of FATCA. We're literally radioactive. HSBC Premier gets around that.
  18. One thing now is there are a ton of three year old used cars on auto dealers' lots. There are so many leases from customers who want the latest and greatest every three years. If you don't mind slightly used vehicles, that could be an option.
  19. I'm thinking limits get more generous with income. I don't usually post my income, but it's north of $100K. My FICO is north of 800. Also, my mortgage has been paid in full (I finished paying it off a couple years ago). This stuff helps with higher limits. There were three inquiries on my TransUnion in last year (now four with State Farm). Two were from an auto lease, The other is from the Apple Card.
  20. I don't have the card yet but do see the account and limit when I log onto State Farm. It's $14K.
  21. I never even knew Discover had a branch. 😕 Dear Burgerwars, Thank you for being a valued Discover Bank customer. This is a message for our customers who visit Discover Bank's branch in Greenwood, Delaware to conduct banking business. Please be aware that as of March 21, 2020, we will no longer accept deposits through the branch ATM. You may, however, continue to make deposits in person with a teller during business hours, or use the night depository, which is available 24/7. If you have questions, log into your account and send us a secure message. Or, call us any time at 1-800-347-7000 (TDD 1-800-347-7454). Our 100% U.S.-based customer service team is available 24 hours a day, 7 days a week. Sincerely, Discover Bank Customer Service
  22. People, um, I mean millennials, are so gullible. "Sure, person I've never met. Here's my debit card and PIN." I've seen suspicious stuff advertised on Facebook, along the lines of "investments." With Instagram, I'm totally lost. I don't use it.
  23. I don't think it's worth making up you're related to someone just to join a credit union. There are plenty of credit unions that you can join just by paying a small amount to temporary join an association. PenFed and United Nations credit union come to mind. Then there are credit unions like Golden 1 where anyone living in California can join. As you mentioned, there are lots of credit unions that let anyone living, working or worshipping in a geographic area join. I've wondered, if I wanted to join "Boondocks Community Credit Union," and I don't live in Boondocks, will traveling to Boondocks, going inside the first church I see, then praying that Boondocks Community Credit Union lets me join, counts. 😕
  24. I was at Umpqua Bank's flagship branch in San Francisco recently. There were no customers inside using "the bank of the future." Just me. The one employee I saw got p.o.'d at me for taking a picture, even though the same pictures are on the web and their website, plus I could take the same picture through the window from the street.

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