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Everything posted by Burgerwars

  1. Me too. Some people I know can drink booze like it's water, but whether it's this stuff or expensive wine, it still tastes like sh*t to me.
  2. This will work: https://www.navy.com/apply-now
  3. The punishment for robocalls needs to be increased to death. Quick executions too. This is the only solution as regulations like this have failed to stop the billions of these calls.
  4. I just read about this. Only being able to manage your card through an iPhone app I thought was dumb.
  5. Agree. During these pandemic times, staying under the radar is best. That is, no high balances, paying balances off quickly, and no unusual activity that could raise a red flag.
  6. Believe me, employees get fired for incompetence all the time and are still eligible. I've seen this. If mere incompetence were a reason to not be eligible, any employer can then tell the unemployment insurance commission that "Joe was fired from his job doing such-and-such and couldn't do it." Nobody would then be able to collect unemployment insurance for anything but the business shutting down or lay-offs, and the employer's unemployment insurance account/insurance would never get charged. Measuring incompetence isn't a science. I stick by what I've said, because I've seen it. I've worked at places like this (company owned Taco Bells), many, many years ago. Front line employees, managers, etc., got fired all the time because the company thought they were incompetent. They went on to collect unemployment. This stuff isn't worth companies arguing about. They might be able to prove a point once in a great while, but why bother with all the expenses to litigate this, when the odds of winning in an unemployment insurance hearing are so remote. Companies move on. It's the cost of doing business. That said, I'm not going to mention the company, but a long time ago (and I mean decades) I was personally let go from a job, and I collected unemployment for about two months. I had to go to an unemployment insurance hearing because this litigious company did actually want to deny my benefits. They went in, saying all this stuff about me being terminated for cause, that I 100% disagreed with. They lost. After that, they appealed the decision to the unemployment insurance appeals board, saying the judge "errored on the facts." The appeals board immediately denied their argument, rightly stating that the judge, who was there to witness everything in the hearing, is the arbiter of the facts, not the appeals board! No second chances or do-overs! I don't know how much the company spent trying to argue about two months of unemployment benefits, but it was obviously many, many times more.
  7. If you're serious, first what things/expenses are you going to put on the card that totals $2,000,000 in one month? Getting credit lines totaling over $2,000,000 will be next to impossible for an individual, unless they're part of the small fraction of the one-percenters. I'm thinking it may be possible on a single credit card with an achievable limit for someone with very good credit and a good income (a $25,000 - $50,000 card). At the beginning of the month, immediately charge stuff on it to bring it close to the limit. Pay that off immediately online. This should put your available limit back to the maximum. Keep buying stuff and paying stuff off this way throughout the month. It might work, although there are delays in when purchases post and payments get processed that can slow you down.
  8. In California, in order to collect unemployment, you need to have lost your job, and it was not for cause. Cause is difficult for employers to prove, so many won't even bother appealing an award of unemployment benefits to an employee they fired for cause (like they intentionally set the building on fire). If they were let go because they just weren't to the job, or accidentally did something wrong, then they're eligible. Get a job at McDonald's and just be incompetent at everything you do. The manager might first have you work at the cash register and never figure that out, Then the manager tries to have you work at the soda machine, and you can never figure that out. Lastly, the manager tries to have you mop the floor, and you can't figure out the mop. After that, the manager lets you go. You're then eligible for unemployment. Easy-peasy. This works whether the burger store is open or closed.
  9. If I was high school or college age again, it's a no-brainer. Collect unemployment and the bonus instead of flipping burgers. Starbucks must have a hell of a time finding people to work when they have to compete with these unemployment benefits.
  10. Maybe not the same, but last year I started a new car lease with Chase. They only went for TransUnion.
  11. I can only guess what's in the entire article, but all those people who are forking over $550 a year for an Amex Platinum Card, or something else, must be eating crow. I wonder what The Points Guy is up to.
  12. I'm not an influencer, but some might think I'm under the influence. That should be close enough to get the card.
  13. Another day, another niche credit card. I couldn't find if there is an annual fee. It looks like they've issued cards due to "testimonials," but I couldn't find the name of the underlying bank issuing the cards. Only a form to join a wait list. Do I qualify as an online creator? I create an occasional dumb post in Creditboards General Discussion. That should qualify.
  14. The average unemployment benefit is $378 per week. Add $600 per week to that and that's over $50,000 per year if it continues. I sure would pick $50,000 for doing nothing than working at McDonald's, or most other jobs.
  15. Actually, it was a debit card (my Wells Fargo Bank debit card). I was in Dubai. At my hotel there was an electric chair in the lobby, To use the electric chair (to electrocute yourself), there was a credit card reader. The charge was $3. I couldn't get my card to work, but fortunately the electric chair had a phone to ask for assistance. I picked up the phone and spoke to customer service. He sounded like he worked in a call center in India. He explained he could accept the card for this purchase, but afterward the card would no longer work. I initially said that wasn't acceptable, but knowing I had other cards I still could use, I decided to go ahead. It didn't even occur to me that I wouldn't need the card after being electrocuted. I hopped onto the chair to be electrocuted, but before the electricity was turned-on, I woke up. Don't ask me why I wanted to be electrocuted and why I was in Dubai. I don't even know. This is my dream, not yours. 😕
  16. If a money market mutual fund, like TIAA that was mentioned, says it plans to recoop fee waivers somewhere down the road, just withdraw your money before that happens. What could the fund do? Mail you a bill?
  17. +++ Agree. If one is 65, it's kind of late to expect employee training to help you get that life-changing promotion. It's also late to take all that advice out there to sock-away more in your 401K. Hopefully by that point you have savings and maybe a pension. Let's face it. Things change as you get older. While it's possible you'll be promoted to Taco Bell area supervisor, or lead software engineer at Google when you're 67, it's not likely. You're going to slow down. Getting into coding at 67 might work for you, but winning the lottery will probably have better odds.
  18. Agree. If a card issuer decides to offer 90% cash back at gas stations, it doesn't mean gas stations only get 30 cents a gallon. If a card issuer decides to lose money on certain categories of purchases, that's their decision.
  19. When I was a kid, I would "camp" in the backyard. Eventually things got a bit rough outside, so I would come back inside to go to bed.
  20. The only card so far has been my Amex Everyday card. Chopped in half from $25K to $12K because I wasn't utilizing my limit. This is true as all I've been using the card for is for buying pencils or McDonald's meals and immediately paying the balance off, to keep the card active. I never bothered to call them about reversing this.
  21. The stock market always has had a casino side, even before COVID-19. With commissions now at zero, the gambling has got even larger. If you're going to buy bankrupt companies, like Hertz, where the stock is just about guaranteed to hit zero, owning it for two hours is considered a long-term investment.
  22. Last year there was a group of Reddit users that figured out a loophole in Robinhood's app that allowed literally unlimited borrowing. In this instance it's not clear this customer was really in the hole by $700,000. Then there's this past week's story of Robinhood users piling in on bankrupt Hertz stock. I don't know why articles about things like this refer to the customers as "investors." There's investing and there is gambling. This isn't investing.
  23. Redneck Bank used to have their debit card printed down the long end, but my last renewal card they printed back the normal way. Oh well. I still can wear the expired card with pride. The horse takes a better picture than me. For trade shows, CES used to be free for just seeing all the vendor displays. They used to send out a plastic card and a large cardboard ID with your name, to hold in a badge holder. I registered more than once, using another name "Ronald McDonald." A co-worker who was with me that year, saw me wearing that. He said I looked stupid with that name around my neck. I looked stupid, but I was proud to look stupid. https://redneck.bank/accounts/redneck-rewards-checkin-account My work ID is a plastic card, that's also used to log into the computer network as a PIV card. Horsey cards are still better. For badge holders, I've purchased a few from here. All types available: https://www.specialistid.com/
  24. I'm starting to like cards printed that orientation without embossed names and numbers. I can wear them around my neck in a plastic badge holder.
  25. About Mom doesn't have to worry about being tricked: There's ways to get IR (infrared) signals into the bathroom. There are signal extenders out there. I'm sure junior can figure things out. When I was in Dubai, toilet spray hoses (bidet sprayers) are very common. I would say they're mounted next to most toilets. I remember reading that a good percentage of people traveling from the U.S. thought they were for drinking water. It's hot there, so drinking fountains must be mounted everywhere. Nope, they're not.

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