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  1. We just got approved last week through Roadloans. It was absolutely the last resort. We were able to get other financing with CarMax, but the rate was actually worse than the Roadloans rate. A different dealership we tried to go through wasn't able to get us anything better than roadloans and CarMax. Yes, it sucks, but we did not enter this lightly. Hopefully soon our scores will be higher and we'll be able to refinance. Now...to my concern. We picked out a car today. Husband went to CarMax with our Roadloans voucher and necessary documents, picked out the car, spent 4 hours there,
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