Your Equifax Credit Score? 693 Your Experian Credit Score? 681 Your TransUnion Credit Score? 739 How many years have you been on file with Equifax? 14 How many years have you been on file with Experian? 14 How many years have you been on file with TransUnion? 14 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? No Will this open auto loan be a trade-in? N/a How many late pays within the last 12 months on the currently open loan? N/a How many late pays within the last 13-24 months on the currently open loan? N/a Your current open auto loan is financed with? N/a Your current open auto loan payment is? 0 Estimated amount you may be upside down in this vehicle? 0 Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) N/a YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 4 Total percentage utilized overall? 0% (all cards are paid off) How many of your revolving accounts are store cards? 1 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 3 How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 1 YOUR PERSONAL INFORMATION How long at your current residence? 0 years (just recently closed on the house) Do you Rent or have a Mortgage, or Live w/Relative or Other? Mortgage Your Monthly Rent or Mortgage payment? $935 How long have you held your current job? 6 years Your total provable monthly gross income is? $5500 Your provable monthly gross income is provable via what method?. $2300 computerized paycheck stub and $3200 self employment(bank statements/profit and loss) Is there additional monthly income? What amount monthly? No Describe the source.: N/A? Is the additional monthly income provable? N/A Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? $0
I wish I could do a higher but with just closing on the house I maybe could put $1000 in if needed in addition to the trade in value
will be trading in a car that kbb gives trade in value of 1000-1400 on the low side(fair, car should be in good condition I think but went with fair for the lower info) Does any credit repository contain any Public Record? No If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? No Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 0 (I have no installment history other than the recent mortgage) Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 10
no lates or anything on any of my accounts New or Used vehicle you are considering: Please very briefly describe. New car either dodge charger or chrysler 300
Would I qualify for a car loan? Assuming I do what are my odds of being able to get any special financing rates? chrysler I believe is running 0% on both of these but I have a feeling I won't be able to get that.
Also what dollar amount may I end up qualifying for?