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nervousTic

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Everything posted by nervousTic

  1. Yep have read all this... just trying to determine how we're experimenting with reproducing his results.. Will await the coveted PM.
  2. No PM yet... but if I can I'm an early puller as well. Thanks.
  3. I'm game if recruiting window is still open.
  4. So can we get a summary of what the current issue is? Do we think TU B* using SC is dead or is that TBD?
  5. Nope - still waiting here also. I believe reading in pages prior that the update last month was around the 24th.
  6. Tomorrow will be one month since approvals, pin/card/etc all arrived last week... but still not showing on any of the CRAs...
  7. Has anyone apprvoed after 9/24 seen their account report to and CRA?
  8. Applied 9/24 instant approval for membership and 30K Visa Edocs signed and funded on 9/24 Account has NOT reported to any CRAs yet. Membership cards received in mail early Oct. Pin code received in mail on 10/10
  9. thanks so much for the quick response Brian. Haven't checked the FHA limits. We are in Cincinnati, OH area. Plan is to sell current home. Probably looking at $10-15K net profit after costs and fees. 17500 should not be a problem for us. Any recommendations on banks or CUs that are most reputable / generous?
  10. We just had our 5th child this year and we are out of room in current home. Need to upgrade to 5BR house. $500K is the high end of our budget. Wasn't planning to move this soon but rates and still good and the local market is moving. The problem is that we have very limited cash on hand so FHA seems to be our best option. Looking for some CB help to determine what i can reasonably expect to get approved for. FICO Scores are between 700-750 depending on the CRA. (should all be over 720 in 30 days after 60K in NASA FCU brings down our cred util) Gross Monthly Income is ~$15000
  11. I just did it. I'm a secodary / AU on my wife's acct.
  12. No all the report/score history was cleared when i went to Premier.
  13. Premier, yes. $15.95 is my rate. Don't recall if my softs were cleared, but don't believe they were.
  14. I had the same problem. Couldn't update EC for 2-3 months. Escalated all the way to the VP of CS. She all but told me I'm out of luck b/c of the daily pulls... so they are obv wise to b*. I cancelled that day, then called back the next morning got ahold of a domestic rep. She suggested I upgrade to Complete Premium... voila. Haven't had on "Order in Process" since. BOL.
  15. This is great... thanks! Any chance we'll get the "Date of Last Hard" logic added so we can quickly get the net pulls remaining until a B*? I scanned the thread quickly - apologies if already mentioned.
  16. You got it. Specifically - if you attempt to pull in this <24+1 window, you can't pull EQ again until the next calendar day (whenever MPM resets... assume 3am ET). So it doesn't cost you a cycle of a full 24 additional hours. Burns me when i mess up my pull time.
  17. I've used EQ backdoor plenty and i'm a CSC customer so not sure that's a true statement..
  18. Anyone been able to setup their USAA checking account to use NFCU's Navchek for over draft protection? Everytime I try to use the NFCU Checking Account Visa as the "non-USAA account" it won't accept it... I assumed this was the logical way to do it. Or does Navcheck have its own account number? Thanks for the help.
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