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cv91915 has set up a Go Fund Me page to take donations that will be used for flowers for breeze's memorial, and excess will be donated to a cancer charity in breeze's name.  If you'd like to participate, please go here:  https://www.gofundme.com/breeze-memorial .  If you have any questions about donating or the GFM, please reach out to cv91915.  
Sunday, unexpectedly, we lost one of our own.  After a sudden diagnosis of liver cancer just two days before, our very own mama Breeze lost her battle with this disease and passed away on Sunday afternoon.   She passed peacefully surrounded by her family.
We know that many of you will be as devastated as we are to learn of this, and we know that you will share in our grief.  We will be in the Feedback forum with you, sharing our memories and our tears.  We encourage you to join us there.
We started on this journey fifteen years ago - breeze, Pam, LKH, and radi8.  Through everything that has transpired over the past fifteen years, we have always remained family - and Mama breeze was an integral part of that family.  We will be posting additional information here, as much as we can while still respecting her desire for privacy and anonymity.  For now, while we process our grief, we will close this notice with Godspeed, Mama.  We miss you so much already.


- Pam, LKH, radi8, Marv

- the mods and forum leads


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  1. shadekitty

    Discover CLI

    My secure Discover card graduated this summer - I initially only opened with $200 and left it sit. I rarely ever used it. It graduated and I was denied a CLI at the time. Folks here said to wait 91 days. Well, they automatically gave me a CLI to $600 this week. Any idea of how long I need to wait till I can actually request a CLI. I'm afraid of triggering the message about just getting a CLI...
  2. shadekitty

    (Article) Social Credit in China

  3. Not yet. Maybe I will get some time this week...
  4. I'll wait it out and see. I'm not applying for anything and my current CL's aren't high enough I'm worried about a CLD yet. This sucks though
  5. I guess I'm now wondering if I'm paying a completely new account off (that my debt was transferred to).
  6. So I had an Amex card a few years back that I let go with about 1,000 due. I just recently signed up for an Oasis card/payback plan. Out of nowhere, my scores tanked today - according to Experian, Amex just reported my card as a charge off. I'm over 2 years past SOL, it has never been listed as a CO before. I know initially it was probably a CO account, but I'm in agreement to pay it back right now - is this typical for others in the Oasis program?
  7. https://www.apnews.com/3e135a3f5b1941a48a9cb9692950d11e
  8. shadekitty

    PayPal Credit Line Increase

    All the lawyer fees and travel, etc.
  9. shadekitty

    PayPal Credit Line Increase

    Not yet. I have a few small amounts on a card right now for my dad's citizenship that I want to get paid off first then I will start doing my CLI request rounds.
  10. shadekitty

    PayPal Credit Line Increase

    I just got my PayPal mastercard a little over a month ago. Initial credit line $1500. Just got a notice via email they increased to $1950.00. Strange number choice though for an increase. Wonder if the increase amounts actually mean something on their side..
  11. https://arstechnica.com/information-technology/2017/09/equifax-moves-to-fix-weak-pins-for-security-freeze-on-consumer-credit-reports/
  12. shadekitty

    Swimming in credit card debt

    Look into getting a Obihai box and set it up on your home internet. They are usually around $50 for the smallest box (1 line) and then you can set up google voice (free) on that box for a free home phone. You can also use existing cell phones on a freedompop plan (free service) if you aren't under contract. I think its like 8.00 a month for the better quality voice plan, but so far we have phones in each of our vehicles as as spares through freedompop and haven't had any issues. Then with google voice you can forward that # to any phone you want
  13. shadekitty

    Offer for Optima Card from Amex

    I called to get signed up and they were very insistent with me paying the full amount today. When I told them the letter had the payments broken down, and that was all I would accept at this time they were unaware and again insisted that I pay the full amount. I understand they want their money, and I'm paying back a debt, but I was not impressed with their customer service today at all. I finally got it taken care of and I've agreed to at least get it started with $50 a month payments. I can pay more if I want each month. 😣
  14. shadekitty

    Offer for Optima Card from Amex

    Thanks for the reply Centex.
  15. shadekitty

    Offer for Optima Card from Amex

    Yeah, 1k isn't a lot and I can probably knock that out in 2-3 months at the most. I was just curious if it opened me up, legally to being sued by them for changing the last payment date. I was pretty sure once I enter into agreement for payback that they won't do something like that, but I wanted to make sure all my bases were covered... I really don't want to go down that road with Amex.

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