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  1. shadekitty

    Thank you! Pre-qualified for a mortgage, offer accepted!

    Houses are expensive.. Not only is tgat good wisdom... But make sure you have the means to pay for repairs when things go wrong....
  2. shadekitty

    Need a loan ASAP

    Quick update. Got the loan for 3k at 27% (yikes). Payments are $112 a month. Not a big deal about the interest since tgere isnt a prepayment penalty and I can knock that one out fairly fast. It did carry a $150 "app fee" through OneMain... I guess its better than maxing two cards out...
  3. shadekitty

    Chase Starbucks Rewards™ Visa® Prepaid Card...LOL

    You actually have to apply to get this prepaid card from Chase... I wonder if it reports
  4. Why???????????🤣 Get the Starbucks Rewards™ Visa® Prepaid Card and earn 125 Bonus Stars the first time you use your Starbucks Rewards™ Visa® Prepaid Card to load $10 or more to your registered Starbucks Card.* Plus, get an automatic upgrade to Gold Status for as long as you’re a cardholder, and enjoy a food or drink Reward every 125 Stars** plus other great benefits.* And earn 1 Star for every $10 you spend with your Starbucks Rewards™ Visa® Prepaid Card.*
  5. Haha.. I'll let you know at the end of the month when we convert over
  6. shadekitty

    Service Change for Credit Limit Increases - USAA Email

    I only have a secured card with them because I burned them for 20k a few years ago via 2 CC's (long story involving medical issues with my kids). I doubt I will be ever able to get a credit card with them again along with a few other prime lenders I burned...
  7. shadekitty

    Wondering if I am still blacklisted by Amex

    Short answer is likely Yes. Amex remembers. I'm in the process of paying them back through Oasis so I can get another card with them eventually.
  8. shadekitty

    Need a loan ASAP

    I was approved for an unsecured loan with OnMain Financial for up to 13k. I certainly don't need that much and would be crazy to take it at their interest rates.. They of course offered me other options, like refinancing my Jeep with them and adding a loan on top of that - no thanks. I'm taking just what I need out on friday, I can have the entire balance paid off in under 6 months and will still keep my fingers crossed that my roofer comes through and is able to get it covered via insurance...
  9. My bank account was partially protected because I put my kids SSI money into it. It was only up to a certain amount, but I never had much in there anyway while we were waiting for SOL to end.
  10. shadekitty

    Um...19 point TranUnion Drop From a Pull???

    My CK scores are about 120 points off from my real scores. There is a reason why you ignore FAKO... they're fake
  11. shadekitty

    Massive Fico-8 Increase for What Reason?

    I have 2 accounts (maybe 3) that were supposed to fall off this month the last I pulled my report. I hope I arrive too.. soon Congrats Op!
  12. shadekitty

    Service Change for Credit Limit Increases - USAA Email

    I wonder what kind of update they are doing and if it will allow us to increase our own limits automatically or open us up to graduation. Anyone know?
  13. Service Change for Credit Limit Increases Dear Shadekitty Thank you for choosing us for your credit card needs. On Oct. 20, 2018, USAA disabled the credit limit increase option for secured credit cards so we could make system enhancements. At this time, we do not have a date for when the service will be restored; however, you may continue to use your secured credit card ending in xxxx within your current limit. We apologize for any inconvenience this may cause. Thank you, USAA Savings Bank
  14. shadekitty

    Need a loan ASAP

    Thank you! We had a ton of roof damage in my area. It was hard to even get someone out here to look initially. It's amazing how much we were affected and not even close to the coast...

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