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NrthFLGirl

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  1. OC, I gotta ask because I've not seen it mentioned - but.... is the land "That Which Cannot Be Bought... My Pressshus" still for sale?
  2. Ditech is dead on for my area (Florida). But I guess it's a where you are type of thing. Zillow has always been off for me.
  3. After some clarification on this point - it wasn't that she could not, she simply DID not. She said she had already paid them the $30K but they were not giving her credit for it towards what was due on the note. So, she refused to pay them until they could settle how much she owed exactly. She says she tried for 2 years to get a payoff from them, but they would not give her one. I assume she is being truthfui because the judge agreed with her and took $30K off the final due. And please, take this as it is told to me. People do not always divulge the entire truth about what has happened when t
  4. Wow, you guys are great!! I didn't expect so many replies so soon! . Yes, I left off the "K" in $90K. OK, so then the jist of what everyone's saying is that IF this is a legitimate offer, then she needs to make sure on the back end, he is going to sell the house back to her at a preset cost. That was kind of what I was worrying about since the house is appraising at almost $100K more than is due, he'd want market value back on it once he is ready to sell it to her. I think she thinks he is going to sell it to her for the $90K she owes and he may have even made it sound that wa
  5. A friend who owes Centex $90 on her home got a judgement for them to begin foreclosure with the sale of the home on the courthouse steps on October 2nd. Last Friday, she got a letter in the mail from an "investor" offering a way out of the mess. What he is proposing is that she sell him her home at the cost of what she owes the bank and then he rents the home back to her and at the end of two years with at least 12 months of rent receipts, he will resell the home back to her. He says he has his own mortgage company, so he would be financing the mortgage. The home is currently appraised at
  6. This brings up a question I have always had. What IS best - selling what you have then looking for new? Suppose you have no where to go? Or would it be better to sell and look for new all at the same time hoping you can close and move into the new one at the same time. Maybe renting from the new owner til the house is ready? Just the thought of packing a POD, moving into an apartment for 6 months to a year (construction here takes about that long) and having to move in again makes my head hurt.
  7. Not sure what she's talking about. My 80/20 is fixed with the 20 having a 1% higher rate than the 80 is all.
  8. Before you buy, look into their building practices. My best friend here in town purchased a new construction DR Horton condo less than a year ago. Every owner within months of moving is experiencing severe mold problems because of faulty construction. They basically made them too air tight and placed water carrying/sweating pipes and such in areas that had no way to drain. The DriRite trucks are in her complex daily and they have had to install dehumidifiers in every single unit at the owners expense. Her complex is 95% full and each tenant has had to have their homes erradicated. I
  9. And no warranty?? I agree, she needs to run like hell!
  10. You're obsessed? I'M obsessed! I have actually been tracking this topic since you started it . I almost wanna drive down from Jax to check out the Golden Lot Of Dispair. It's like a southern style Lord of The Rings. My Presh shis!
  11. You could try to do what I did which was to purchase a spec model. Depending on the builder, it may have significant discounts attached to it with most of the upgrades you wanted already included. Or, if it doesn't price out how much the upgrades really cost and see if you can do them yourself for less. I wanted SS applicances, but they didn't come with the spec, so I used Sears Outlet and got what I wanted for much less than an upgrade would have cost. Turned around and sold the Bisque colored horrors the spec contained for what they would have cost brandy new.
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