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  1. To wish everyone a happy new year, since I haven't been here since August last year. Breeze, I hope you're well. Best wishes to the old crew from Creditnet: PsychDoc, GEORGE, Hutch, etc!
  2. Algo - have you been able to get a hold of someone to talk to?
  3. Hey Algo I just wanted to add that sometimes there ARE people who love us and care about us more than a family member does. Something inside us feels that a blood relation SHOULD love us more, but sometimes that's not the reality. The fact is, there ARE plenty of other people who care about you, even if you've never met them in person. Just to give you an example, there is a lady I know through an online Christian diabetic group, and I think of her as another Mom. My own mother & mother in law are alive and well, and we get along fine. But she has brought so much to my life that I don't feel it takes anything away from my "real" Mom to consider her my Mom, also. When it comes to your kids, do keep them at the forefront of your mind. No matter how much a parent screws up, a child still loves, almost idolizes their parents. That is the redemption and joy that you should hold on to. My maternal grandfather left my grandmother alone with twin girls in the countryside of one of the poorest country in the world. My Mom and her twin sister never saw or used toothpaste till they were 9 years old. My father cheated on my Mom I don't know how many times. But you know what, over the years, I had gotten to know the better side of these men who had done awful things. When my grandfather died last year, I was depressed for a long time. And I know that if my father were to die now, natural death or not, I would be devastated. So whatever it is you've done wrong, (and we've ALL done something to be ashamed of!), there is redemption, forgiveness, and a chance to overcome it. There's a verse in the Bible that says that God's mercies are new EVERY morning. Mercy is favor that we don't earn, that we don't deserve. And for as long as God gives you another day to breathe, he's also giving you mercy to overcome the ugliness of the past. So take advantage of that, and don't let the past steal another day of your life or your future. I know one of the owners of this board back when we were all on Creditnet, and I know they will not mind you posting and venting your feelings as long as you need to. But please get some help outside of here. Your life is not a mistake. It was purposely given to you for a reason. Don't let anything or anyone steal it.
  4. Today, "Vetiver Oriental" by Serge Lutens. To die for, though is Bagutta Life's Patchouly: absolutely intoxicating and worth every penny!
  5. newbie, Hmm...you've given me little to go on, but I'll try. Are you doing or can you volunteer to do something with risk management? Maybe you could be a business analyst for companies that develop solutions for banking clients? If you'd like to look outside your immediate field, you could find opportunities in insurance companies, brokerage firms, software companies.
  6. Not surprised at all: Controller 81.8% Traditionalist 18.2% Trend Setter 0% Adventurer 0%
  7. Hi, Kaysei Sounds like your son has the ability to be an overachiever, but he's not motivated because at this stage in his life, he doesn't see how accomplishing much more than the next person matters much. It's the big fish in a little pond syndrome, but in college & in the real world, the people who underperform in high school won't be his competition. It seems like he's not exposed to people of great ability in his natural surroundings. From your description of him, I think his imagination would be sparked by being able to meet with people who are automotive engineers/designers, quantitative analysts, actuaries, financial analysts, physicists, people who make prosthetics, electrophysiologists, etc. If only he had the drive, I could see him in a place like MIT, where the theory and application merge to produce really cool things. You could help him meet people in some of those jobs, by contacting hospitals, cardiology offices, auto companies, insurance companies, investment management companies, etc. Maybe researchers at universities may be the easiest place to start because those people have industry contacts as well.
  8. midwest, Are you also a tech writer? Tell me about your job & your company, and let's see if we can come up with a customized project for ya! I'm good at these things
  9. Hi, BIP I'm not an IA, but I work in IT as well. Check out this website for leads, education recommendations: http://iainstitute.org
  10. BIP, I think you could parlay your skills toward the Information Architechture & Usability field. Usually you'll have to look at marketing companies for that position, especially those that develop consumer-related websites. Hope that helps, Rina
  11. Hi, Algos As others have suggested, DO add an objective. If you don't take the time to list it, why should a hiring manager take the time to read your resume? I would avoid too-fancy paper. More often than not it comes off as irritating, especially if there's background colors/graphics that would reduce readability. You MUST remove lines 6 & 8 about being able to use email, internet, phones, copiers, etc. Anybody can do that; it's not a skill. That combined with the fact that you lack an objective would stop me immediately from considering you further. Consolidate lines 1 and 2, and just say you have experience using all Microsoft office products and OS from WIN95 through WIN-XP. Delete the reference to your raise. You don't know how that will be received. Where you are applying to, 4% may be a puny amount & that would make you look like an underperformer or someone they can lowball when they make an offer. Include more lines like the one where you mentioned how you saved the company over $10K/year. Statements like "Data collection, review and analysis..." make my eyes glaze over and do not impress me. Why did you build more DBs vs. improving existing ones? Show concrete examples of problems you solved during your tenure. SHOW me how, don't just tell me me you gave superior service to clients. Did you get a card, letter, commendation or some other type of acknowledgement? Please altogether KILL the references to the 40+ online certs, especially with 4GLs like C++ & VB. I can smell the bs from a mile away. If you really have those skills, how have you used them to benefit your past employers even when your job description did not call for them? I'm not trying to be harsh, just truthful. People who receive your resume will not be this honest with you because of corporate CYA mentality, but that's what we're thinking.
  12. Joe, mine was a total of $1300 also, but just in 2 stores. miamijc, I've been at this bank for about 7-8 years & my husband since he was a teenager. It's a small bank (6 branches), and I was able to speak right away with a branch manager. Someone on Creditnet said something to the effect that she was liable for some of the money because the ATM card was in her possession at all times. Kind of silly to be punished when she didn't even lose the card! Update: Bank said they should be able to credit us the money by the end of the day. They won’t pursue it any further because Lowes & Home Depot, not the bank, will have lost money when the smoke clears. They said the best bet is to follow through with the local PD, which I already have. Home Depot's manager on duty barely seemed interested. She asked me for the transaction number on the receipt in order to look it up. I'm like, hello, it wasn't me in the store. I wouldn't have a receipt. OY! :? She said she'll pass it up to the store manager, who'll have "the proper person" follow up with me. It seems Lowes is the only one truly interested in investigating this. Jacksonville PD says they would only report it to their forgery department for follow up. They’re considering it 2 separate crimes since it was done in 2 stores. Boy, the woman who took the report sure had an attitude. I barely began speaking, and she insisted, "you must have lost the card". I was like no, I still have my card, and I even showed it to the bank this morning. I was really surprised they wouldn't follow up on such an easy lead where the suspect is on camera! LL Bean again said nothing happened on their end, and that they use the latest secure technology available. The gas station said they had no theft. Which only leaves the cell phone bill I paid online, a very well-known charity I donated to over the phone, and a restaurant near my job that our co-workers and I frequent.
  13. How soon will I be getting my money back, and from whom? Should the bank pay me and wait for Lowes & Home Depot to pay them back?
  14. I can't believe this just happened to me, of all people, meticulous as I am about shredding and burning receipts, frequently checking my credit reports, bank statements, and credit cards even though I've carried a $0 balance for almost 2 years. About 2 years ago, I tried using my debit card & was declined. I called the bank, and was told that a gas station that I went to was robbed, so to be on the safe side, the police called the banks to close the accounts just in case. OK, no problem, mine wasn't compromised, and I got another card number, associated with the same checking account. About 2-3 weeks ago, I tried using my ATM & was declined. HMMM... I called the bank and they couldn't be more specific except to say that the database of either an online merchant, or the company that processes the credit card transactions for an online merchant, was compromised. LL Bean was the only online transaction I had around at that time, and 2 levels of management assured me their databases hadn't been hacked into. OK, the bank sends me yet another card. Saturday night, I logged on to my bank to do my reconciliation. Normally I'm anal and do it on a daily basis, but I hadn't done anything since Thursday night because I didn't have any pending transaction that would clear until today at the earliest. I discover my card has been used at Lowes in Jacksonville, FL for over $500. Thankfully, the mgr on duty was extremely helpful and said they have the guy on tape, have the make & model of his car, but couldn't quite make out his license plate. (Hopefully a little technology can help, here). Late Sat. night, we called the police, and they sent a patrolman to take a report. Still, there was a $749 pending transaction, so I've been gnawing my fingers all weekend to find out what it was this morning. This morning, I discover the $749 was spent in Home Depot. I am so furious, feel so violated, I can hardly think. Now I need to take some time off of work this morning (maybe all day) to go to my bank, meet with detectives at the local station, and follow up with FL police. Thank God we have enough of a cushion in our checking account that our legitimate pending transactions for today won't bounce. If worse comes to worst while we wait to transfer some money out of ING, we can use our credit cards or get a cash advance.
  15. Congratulations! It's nice to see your hard work paid off.

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