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Everything posted by althes

  1. I have to totally agree with you guys. I had some issues with over 100k more than 10 yrs go. No BK or Suit. Now that everything is off my credit report I have 100k in citi retail. I can't get back into Citi core ever again. I even have a couple of citi bus gas cards, but I can't get staples or HD or Office Depot.
  2. Funny I had to call into Discover to find out I had a 0% on purchases for 12 months. I will never get a Chase can't ever go under 5/24.
  3. yeah I hate FICO2. Between my FICO8 and FICO2 is about a 90 point difference.
  4. Approved BMO Harris Plat MC. Got it for the 0% for 15 month purchases and BT.
  5. My freezes are permanent only release them when I want something. I was part of the DOD hack and that was not a good feeling.
  6. I had a Amex before I turned 18 mom added me. Then I got a Sears, they gave it to me because I had an Amex for a year. Took that Amex to Australia. They were surprised down under seeing a young kid with an Amex.
  7. Synch has just been on a closing spree regardless of how good or bad you are as a customer. They have lost alot of good clients and are in a lot of trouble financially.
  8. It all depends on how a issuer decides to view you. I would start out with a macys or bloomingdales amex app and see if you can get back in on citi retail side. Give it six months then try for a citi core card. Chase might let you in with a 500 limit or you might be banned for life. Take the inq and test it.
  9. I also had an issue with Barclays. I paid it back in full a couple years ago. But I am hesitant to apply again. Does anyone have any idea which barclays card I should apply for, I have a 730 FICO8 TU. 16% Utilization overall but a copy BT card at 62-65%. LOL/24. 8 inqs in 6 months. 14 inqs in 12 months. I am looking for another BT and can't travel due to having cancer.
  10. I am interested in the card by TD Ameritrade. I have a brokerage account and a bank account. So I am in need of help.
  11. If Lowes pulls the ripcord Synch is dead and gone. I want a Lowes card again, but I am still pissed at Synch for the way they handled things last year.
  12. Only Citi card I really want now is the Costco card as I shop there monthly. But Citi doesn't like me for core cards. I had issues with them a decade ago.
  13. Best I ever got was 746 EQ 9 currently. But I still have 2 30 day lates. I also have a BT at 78% on a card. But FICO be damned I have better control over my finances.
  14. Williams Sonoma 17,100 to 19,100 Overstock 18000 to 20000 Bloomingdales 24000 to 25000
  15. I am in the same situation have a big bt on a couple NFCU cards. But its allowing me to get my house in order. FICO be damned.
  16. Playstation 2k cli on my visa and a 0% 15 month BT. I did 45%. They even covered the 5% fee. I only have 1 comenity visa and I will never apply for another one.
  17. I was thinking of putting in an app later this year. But reconsidering. I really just want the cash+ or platinum for a BT.
  18. Got my meds today. Didn't have to sign for them as usual.
  19. Dear Valued Client,Today it was announced that pending regulatory approval, BBVA USA will be acquired by PNC, a top 10 financial services company headquartered in Pittsburgh, Pennsylvania.What this means for BBVA USA customersThis is exciting news for our many stakeholders, but especially so for our customers as it means you can expect even more opportunities as part of an even larger U.S. financial institution. This includes the introduction of market-leading products, services and more.What BBVA USA customers need to doThe period between today’s announcement and the close of the acquisition is expected to be anywhere from six to nine months or more. During that time, BBVA USA customers will continue to interact with the bank as they always have. In short, it's business as usual for our customers which means that the retail branch, private banker or relationship manager you work with, will continue to be your primary point of contact.How BBVA USA will communicateWe understand changes like this can cause anxiety. We want to assure you that BBVA USA and PNC are committed to working together throughout this process, and that we will provide ongoing, transparent and open communication so you know what to expect each step of the way. Thank you for your support and trust in BBVA USA. We value and appreciate your business and you have our commitment that we will walk through this process with you.Sincerely,Javier Rodríguez SolerPresident and CEO of BBVA USA
  20. Yeah but they are really tough and fickle.
  21. Hey he can use the apple cash for 1 month of apple care.
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