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gypsielife

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  1. I believe as long at your total business exposure is less than $50K. They will not ask for verification. I have personal products with them and I am currently waiting to see if I am approved for business CLOC and a business CC. Any update on the approval? Yes, approved for CLOC 15K and 25K for CC. Awesome. Congrats! Is that what you asked for? Yes, that is what I asked for. I didn't want to push it as my utilization is at 35% on the personal side.
  2. I believe as long at your total business exposure is less than $50K. They will not ask for verification. I have personal products with them and I am currently waiting to see if I am approved for business CLOC and a business CC. Any update on the approval? Yes, approved for CLOC 15K and 25K for CC.
  3. I believe as long at your total business exposure is less than $50K. They will not ask for verification. I have personal products with them and I am currently waiting to see if I am approved for business CLOC and a business CC.
  4. What was your file like prior to getting Sears?Who does Sears pull?
  5. Commercial Fitness Studios Video Production Located in California and Florida
  6. I got a loan from Navy l.5 years ago and like others said the VIN # was mandatory. However, they took almost 2 weeks to approve me (my application got stuck on someones desk) and that car was sold. Once approved. I has to pick another car that was very similar as the car I was interested in was sold. I actually got a better deal, from a different dealership. I just called Navy and they made the change. I am very happy with Navy so far.
  7. I thought Penfed did not have Business CC or accounts for that matter?
  8. I had the same issue with the identity check recently. I don't remember going through this check when I started my other business in 2013. My Experian is locked. It asked me some super old questions from at least 15 years ago which I could not remember. I failed it and then tried again using another address and those questions were about accounts I acquired in the last year. I don't know where they pull this stuff from.
  9. Thank you, I thought I saw that some here had Penfed CC for business. Thanks FixnCred for the info. I will stick with Navy.
  10. I am a Penfed credit union member with a car loan and cc through them, do I need a business share account in order to apply for a Penfed business cc? Also does the business credit card report to my personal credit reports?
  11. I am sorry if this question has been asked but if you get a NF business account cloc and cc for your corporation does it report to your personal credit reports?
  12. First of all thank you to all that post on this topic. I am excited at the opportunity to join NFCU. I am still waiting to get in NFCU, I applied on 6/30. BSAdocs emailed me on 7/6. New accounts asked for my NL invoice or membership agreement for proof of eligibility on 7/13. I emailed the NL letter and receipt I received from NL via email. Did anyone else email their NL email letter to membershipdocs@nfcu.org as well? Was that sufficient or did they ask you to re-submit when you receive the actual membership packet? Just wondering. This slow application process is causing me to have major anxiety!

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