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Guyinthewoods

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  1. I'm retired. My home is paid off. My truck has two payments left. I have one credit card that is on auto pay so the balance is paid to zero every month. My credit score is 775. I do not work and have no income. I'm drawing off investments currently, but not rich, just careful and feel confident that I can maintain my current lifestyle for the foreseeable future. I'm pretty sure if I applied for credit I would be denied because of no verifiable income. I've read that in order to maintain your credit you have to use it. While I do not have a current need for credit, I do want to maintain a good score and have it available to me if the need should arise in the future. How do I maintain my credit score? There must be other seniors in similar situations.
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