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Broke&busted

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  1. Can you name a few of the PRIME bk friendly banks for me please???!!!!! State Farm Bank BMW visa Lexus visa wamu Juniper Zions not to mention non-banks such as Patelco and DCU which have some of the most consumer friendly terms and in the case of Patelco highish limits. Thanks a bunch!!! Last question(s), how long were you out of BK, who did BMW or Lexus pull? SF has already declined me ;-(
  2. Can you name a few of the PRIME bk friendly banks for me please???!!!!!
  3. Does Walmart report A/U?????
  4. Right me also, I have JCP, ON, GAP, Walmart, Sam's, & Lowe's. I really want to apply for CarCareOne/Discount Tire but I am scared they will deny me and I will waste an inquiry, so I will wait until the rest of my cards at least hit there year mark. I filled BK7 in 2/05 dischd 8/05 got 1st GEMB appr in 5/07!!!!!!!!!!!!!!!!!!!! I have no complaints, besides they have only granted a CLI on my JCP (200>1,500) and my Wally World (490>750) what do you think I should do about the CarCareONE????????
  5. Thanks B&B, yes. My BK7 was discharged 10/05. My 3rd JCP statement is due on 1/17 will see if they do as others here say and auto CLI on 3rd statement. Not a problem!!! I love to assist!! I didn't get an auto increase after 3 months but I was PIF every time I used the card. Right before Christmas I either called or hit the "luv" button and went from $200.00 to $1500.00 I was too happy!!!!
  6. ~~~~F.Y.I~~~~ JCP is offering really good CLI's. Did you file a BK also, you have some really nice trades and CL. Keep up the good work!!
  7. ~~~~~Congradulations~~~~~ Right because Orchard espically does not give great limits. I just called Orachard to close my account and they would not let me. I tried back in October when I got the annual fee and they waived that and now today they credited my account for a over the limit/late fee I had back in Sept $58.00 so i will attempt again to close it in March. The really nice guy told me that he would note my account to get a credit review so I will give it a few months to see what happens. I can actually go longer than March because I am not due for another AF until October so we will see.
  8. 17 ( I was rebuiling after a BK7 Filed Feb 05 Discharged Aug 05) Total Visa Just closed Rewards 660 will be closing by March 1st Premier Just closed Orchard bank will be closing by March GAP Lowes Old Navy Sam's Walmart JCPenny Target Neiman Marcus just closed Marathon Speedway Capitol One Hooters HSBC Best Buy Rewards
  9. Congradulations, I know it feels great!!!!!!!!!!!!!1
  10. Last night I went into a local Rite Aid Pharmacy and was shocked at the fcat that I was able to use my Penny's card there. I just thought it would be helpful information for some. Happy holidays CB, I don't post a lot but I read an awful lot and credit has come so far in the past 2 1/2 years it is a wonderful thing. One day I am going to sit down and write about my success after finding CB but it is about the same as everyone else here has said time after time again. Like Tony the Tiger, it's great!!!!!!!!!!!!!!!! Thanks CB!!!!!!!!!!!!!!11
  11. Ok, thanks....... O, and I just applied for a Lowe's I couldn't help myself......
  12. Her is my story, I have been viewing forums and comments on here since Mar of 05. I filed BK7 in 2/05 Discharged in 8/05 To date here is my credit repair Opened in 3/05 Redwards 660 (MC) ori limit $300.00> $1000.00 Total Visa 300.00 1st Premiere ori limit $200.00>$400.00 10/05 P/O in 8/06 Cap (Used Auto) 1 Loan $10,000.00 Orchard (MC) $500.00 11/05 HSBC/Neiman Marcus $2000.00 12/05 Target CLOSED IN 8/07 $200.00 Marathon ori limit $150.00 now $1200.00 3/06 Merrick Bank/Hooters ori limit $1000.00> $1400.00 8/06 Cap (NEW Auto) 1 $40,000.00 12/06 Home Loan $91,000.00 1/07 Investment Loan $127,000.00 5/07 GEMB JCP $250.00 GEMB Old Navy $400.00 GEMB GAP $450.00 GEMB Walmart ori limit $490.00>$790.00 GEMB Sam's Club $400.00 HSBC Best Buy Rewards $300.00 Speedway $600.00 10/07 Target $200.00 (Trying to see if they are going to show me any love this time) I have to refi both of these home loans one in 12/08 and the other in 1/09 most of my credit cards are maxed out and over the limit however I am in the process of paying them all off by the EOM my scores are not bad now however they are low because of the high util. I would like to close out the Rewards 660, Total VISA, and 1st Premire cards since they have an annual fee. I need to know would that be smart seeing that I need to refi in about a year or so, and they are the cards with the most age on them. Please help.
  13. Her is my story, I have been viewing forums and comments on here since Mar of 05. I filed BK7 in 2/05 Discharged in 8/05 To date here is my credit repair Opened in 3/05 Redwards 660 (MC) ori limit $300.00> $1000.00 Total Visa 300.00 1st Premiere ori limit $200.00>$400.00 10/05 P/O in 8/06 Cap (Used Auto) 1 Loan $10,000.00 Orchard (MC) $500.00 11/05 HSBC/Neiman Marcus $2000.00 12/05 Target CLOSED IN 8/07 $200.00 Marathon ori limit $150.00 now $1200.00 3/06 Merrick Bank/Hooters ori limit $1000.00> $1400.00 8/06 Cap (NEW Auto) 1 $40,000.00 12/06 Home Loan $91,000.00 1/07 Investment Loan $127,000.00 5/07 GEMB JCP $250.00 GEMB Old Navy $400.00 GEMB GAP $450.00 GEMB Walmart ori limit $490.00>$790.00 GEMB Sam's Club $400.00 HSBC Best Buy Rewards $300.00 Speedway $600.00 10/07 Target $200.00 (Trying to see if they are going to show me any love this time) I have to refi both of these home loans one in 12/08 and the other in 1/09 most of my credit cards are maxed out and over the limit however I am in the process of paying them all off by the EOM my scores are not bad now however they are low because of the high util. I would like to close out the Rewards 660, Total VISA, and 1st Premire cards since they have an annual fee. I need to know would that be smart seeing that I need to refi in about a year or so, and they are the crds with the most age on them. Please help.
  14. Same LUV here also!!!!! JCPenny 250.00 Sam's 450.00 Walmart 490.00 OldNavy 450.00 GAP 450.00 All on line approvals at the same time.......?????? ***Also Discharged BK7 in 8/2005***

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