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trachkids

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  1. Hello y'all. Haven't been on much since right after my husband died in 2017 & haven't done a tremendous amount of applying for anything new either. Some CLIs (13 current cards/$530,100), & refinanced my 30yr fixed mortgage from an FHA obtained in 2009 (thanks to this board), with Chase in 11/2019 to shorten the term/eliminate PMI/lower the rate (5%x30yr to 3.75%x15yrs). PSECU combo approved for $30k. They pulled TU, but decision was instant & I've not received any correspondence yet. Currently have an 803 via PSECU & current Barclay TU is 847.
  2. It IS a big deal...Congratulations:) Sent from my iPhone using Tapatalk
  3. Happy for you. Congratulations.
  4. FNBO (Sheetz) Visa CLI, $25k>>>$40k. Requested $50k. EXP HP & requested last 2yrs tax returns. Edited to add: Also called NFCU & asked for my Platinum rate to be lowered...10.74%>>>7.74%.
  5. Thank you, Kat. Sent from my iPhone using Tapatalk
  6. Thank you, Mec. I spoke privately with Breeze initially about it & haven't been on much. I was so sad yesterday when I saw that she is gone. I have been here since '05 & she was never anything but kind[emoji29]
  7. Haven't been doing much since my husband died, but I accepted an Amex Cash Magnet pre-approval & asked for a couple of CLIs 2 days ago... Amex CM CL: $20k NFCU: $25 --> $35k Home Depot: $25k --> $50k
  8. Thanks, BP[emoji4] Sent from my iPhone using Tapatalk
  9. Requested online to go from $23,500 to $50k, received notice of TU & EXP frozen via USPS, called in to tell them EXP isn't frozen, HP & CLI to $36k. No SP for me, but it was worth the HP. Trying to get this card up hasn't been quick, but has been steady. Congratulations on all the increases, y'all😊
  10. trachkids

    Penfed

    Why not just close the checking acct to avoid fees & bide your time. Won't cost you anything that way. I had my share acct open with a small amount sitting there for 8yrs before they approved me for a cc on my third app. Really depends on if you want to wait. As Hege asked, what reasoning have they given for the denial(s)?
  11. Congratulations[emoji4] Sent from my iPhone using Tapatalk
  12. Thank you & bump. Sent from my iPhone using Tapatalk
  13. I've read before that every six months you can call FNBO and ask for a soft pull CLI. All they ever tell me is to FOAD.I have an FNBO store branded cc that started at $1500 in 2012. Got a few $1500 auto-cli throughout the first 5yrs. Requested a cli online, gave up a HP & they gave me the $25k that I asked for. Sent from my iPhone using Tapatalk
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