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losangeles

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  1. A couple of things: Now that I think of it, there is no way that I'll send this back. The letter is dated 11-14-05. Which would be one day before the green tag says they signed for my DV. However, it was postmarked 11-29-05. This makes it all seem like an incredibly clumsy attempt to circumvent my DV. For right now, I'm not going to do anything about this--it's just going to go in my file and wait. If they don't back off then I guess some sort of nutcase letter is next. Anyone else dealt with Client Services before? Are they especially nasty? Thanks to everyone in this thread for calming me down.
  2. You cannot lie. I disagree with this advice. It depends on what your goal is: if you want to catch them in violation, keep the letter and do research into what the law says about letters like this after recieving DV. None of their business where you work. Definitely do not send the form letter back to them. <{POST_SNAPBACK}> Honestly, my goal is simply to see if they actually can/will validate. Secondarily, my other goal is not to get hassled at work because it's embarassing. I'll start researching the law on this topic--can anyone give me any short cuts? Has anyone else ever received something like this after sending a DV letter? I live in California if it matters. Thanks.
  3. I accidentally posted this in General Discussion before. It properly belongs here, I believe. Sorry about the double post. My original question follows: Hello everyone, First off I wanted to thank everyone who participates here. I've learned a lot! What brought me here is that about a month ago I got a phone call at my job from "Client Services, Inc." regarding a debt owed from Bank of America. I quickly blurted out that I "couldn't take personal calls at work!" and hung up. After freaking out for a couple of hours I found this website and started studying! The next day, I received a letter in the mail from Client Services. At this point I had read enough here to draft a debt validation letter with a limited C&D that invited them to write to me about the matter but that phone calls were inconvenient for me, especially at work where I was prohibited from receiving them. The phone calls stopped immediately and about ten days after sending the letter I received the green receipt back from the USPS. Today my boss told me that he got a letter asking to verify my employment. We're a small company (about twenty employees) and pretty casual. He told me: "You fill it out if you want" and just left it on my desk. My questions are as follows: What's my best tactic? Ignore it? Send it back? Send it back accurately? or say that I am no longer employed there? Also--what does this mean? Is this Client Services getting ready to serve me? Or is this them just trying to rattle me a little? Thanks in advance for any thought on the matter.
  4. AARGH. I just realized that this probably should have gone in the Credit forum rather than general--can a Mod please move it there? Or should I repost it there? Thanks
  5. Hello everyone, First off I wanted to thank everyone who participates here. I've learned a lot! What brought me here is that about a month ago I got a phone call at my job from "Client Services, Inc." regarding a debt owed from Bank of America. I quickly blurted out that I "couldn't take personal calls at work!" and hung up. After freaking out for a couple of hours I found this website and started studying! The next day, I received a letter in the mail from Client Services. At this point I had read enough here to draft a debt validation letter with a limited C&D that invited them to write to me about the matter but that phone calls were inconvenient for me, especially at work where I was prohibited from receiving them. The phone calls stopped immediately and about ten days after sending the letter I received the green receipt back from the USPS. Today my boss told me that he got a letter asking to verify my employment (addressed to the "Personnel Department"). We're a small company (about twenty employees) and pretty casual. He told me: "You fill it out if you want" and just left it on my desk. I instantly knew what it was about, but was embarassed and stammered, "Huh. Probably about my student loan consolodation." My questions are as follows: What's my best tactic? Ignore it? Send it back? Send it back accurately? or say that I am no longer employed there? Also--what does this mean? Is this Client Services getting ready to serve me? Or is this them just trying to rattle me a little? Thanks in advance for any thought on the matter.

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