Just received a letter form convergent alleging some CC debt from 2004. They stated it's way past sol, can't sue, it's an attempt to collect blah blah bley. They sent it to an address I am in the process of moving from. End of 2020 I unfroze my CR. I will re-freeze and pull my annual report and keep a close eye anyway. Fico is about excellent, so I wouldn't take kindly to unwelcome tradelines.
1-Should I include my new upcoming address in the foad letter?
2-Here is my sample foad letter. Any suggestions?
I do not owe this alleged debt, nor any other.
Do not attempt to make any tradeline insertions or
otherwise, into my credit bureaus reports, regarding this
alleged debt or any other.
Do not contact me in any way, shape or form regarding this
alleged debt, nor any other thereof.
If you violate foregoing instructions I will pursue legal
relief as allowed under relevant laws.
Me (PRINT, not signed)