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sk8erchick

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About sk8erchick

  • Birthday 03/22/1979

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Profile Information

  • Location
    atlanta,ga
  • Interests
    blackberry, vinyl, skateboards, and computers

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249 profile views
  1. I'm in a similar situation with one negative on my experian business report. The account is 5 years old. Its an AT&T business phone that I had and didn't pay. I called AT&T and they said they dont show an account and gave me the collection company number. I called the collection company and they couldnt find the account. They told me they needed my social. I didnt give to them. I disputed it with experian. Hopefully they can take it off or give me more info on the account so I can pay it because its less than $200.
  2. did you refinance the van? i have a 2019 promaster and i was wondering if you found another bank with good interest rate. i had similar scores at the time of financing and i got 15% apr with personal credit and the bank later on sent me a letter for 10%. i want to move this loan to my business credit.
  3. does anyone know if the 5/24 rule is for chase LOC also?
  4. Nice. So you've only been working on your business credit for about 6 months? How long have you been in business?
  5. they're able to get insurance and yes you can get the title but title isnt needed to insure the car.
  6. the car is still out in the wild. it sat for 2 years i didnt drive it so i told my friend to keep it. What is the wild? It was not your car to give away. You should of just returned it to the bank. good luck why return it if they're going to try to make me pay more than I owe and start the clock over to get off my credit report. Its mine if I still owe the debt. The bank wants the money not the car at this point. if you would have returned the car when you stopped paying instead of giving your friend, in the wild, they could have auctioned the car off. The bank would have applied that to the baliance you owed and it would have been much less than what you owe now. good luck i just recently gave to a friend. I didn't drive the car for years. It wouldn't be much less if they're still put interest and late fees on the loan.Car would have sold for 2k in auction.
  7. the car is still out in the wild. it sat for 2 years i didnt drive it so i told my friend to keep it. What is the wild? It was not your car to give away. You should of just returned it to the bank. good luck why return it if they're going to try to make me pay more than I owe and start the clock over to get off my credit report. Its mine if I still owe the debt. The bank wants the money not the car at this point.
  8. OK. I've never seen interest build up on an charge off before. A friend has the car. The goal was to pay it off until I noticed that balance got out of control. Credit report says estimated removal 2021. That note would build up to original loan price of 16k. Even if i gave the car back it would start the clock back right? I would still be very upside down in the loan with those interest fees.
  9. the car is still out in the wild. it sat for 2 years i didnt drive it so i told my friend to keep it.
  10. I just looked at my annual CR's I pulled in Oct 2017 and it shows charged off. Its been charged off since 2015 with a balance of $7500 at the time and now its $10,110. I remember calling the bank a few years ago because I wanted to pay it off and customer service told me my balance was around $6500. I know i need to go back and read some stickies because its been a while but I thought someone could tell me if this is right?
  11. yes its reporting charged off. I'm looking at credit check total and credit karma. i dont have the vehicle but i was considering paying it off until i noticed that balance kept increasing.
  12. Every month I notice my balance is increasing. Last month it was $9,900. This month is $10,054 or something like that. no it wasn't.
  13. I have an auto loan that I haven't paid on in over 3-4 years. The last time I made a payment the balance was around $6,500 and now it shows over $10,000 owed on my credit reports. Is this legal? How can I dispute this?

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