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sk8erchick

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About sk8erchick

  • Birthday 03/22/1979

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  • Location
    atlanta,ga
  • Interests
    blackberry, vinyl, skateboards, and computers

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161 profile views
  1. they're able to get insurance and yes you can get the title but title isnt needed to insure the car.
  2. the car is still out in the wild. it sat for 2 years i didnt drive it so i told my friend to keep it. What is the wild? It was not your car to give away. You should of just returned it to the bank. good luck why return it if they're going to try to make me pay more than I owe and start the clock over to get off my credit report. Its mine if I still owe the debt. The bank wants the money not the car at this point. if you would have returned the car when you stopped paying instead of giving your friend, in the wild, they could have auctioned the car off. The bank would have applied that to the baliance you owed and it would have been much less than what you owe now. good luck i just recently gave to a friend. I didn't drive the car for years. It wouldn't be much less if they're still put interest and late fees on the loan.Car would have sold for 2k in auction.
  3. the car is still out in the wild. it sat for 2 years i didnt drive it so i told my friend to keep it. What is the wild? It was not your car to give away. You should of just returned it to the bank. good luck why return it if they're going to try to make me pay more than I owe and start the clock over to get off my credit report. Its mine if I still owe the debt. The bank wants the money not the car at this point.
  4. OK. I've never seen interest build up on an charge off before. A friend has the car. The goal was to pay it off until I noticed that balance got out of control. Credit report says estimated removal 2021. That note would build up to original loan price of 16k. Even if i gave the car back it would start the clock back right? I would still be very upside down in the loan with those interest fees.
  5. the car is still out in the wild. it sat for 2 years i didnt drive it so i told my friend to keep it.
  6. I just looked at my annual CR's I pulled in Oct 2017 and it shows charged off. Its been charged off since 2015 with a balance of $7500 at the time and now its $10,110. I remember calling the bank a few years ago because I wanted to pay it off and customer service told me my balance was around $6500. I know i need to go back and read some stickies because its been a while but I thought someone could tell me if this is right?
  7. yes its reporting charged off. I'm looking at credit check total and credit karma. i dont have the vehicle but i was considering paying it off until i noticed that balance kept increasing.
  8. Every month I notice my balance is increasing. Last month it was $9,900. This month is $10,054 or something like that. no it wasn't.
  9. I have an auto loan that I haven't paid on in over 3-4 years. The last time I made a payment the balance was around $6,500 and now it shows over $10,000 owed on my credit reports. Is this legal? How can I dispute this?
  10. Why lease? You could buy the car for the same amount & possibly break even when you sell.
  11. Did anyone find out about credit scores for floor planning for MAFS or Next Gear Capital?
  12. I'm in the process of talking to attorney about this but can BOA reverse the foreclosure. I called Bank of America today and they advised me they bought the home back on Nov 6, 2012. I never received a foreclosure notice. I asked BOA when did they send a letter out and they claimed in July. The only letter I got from BOA was for a home modification. It never said foreclosure. I want to keep the home. I stopped making mortgage payments in May or June and to this date I'm less than $3000 behind. I would like to try to pay for this in 30 days only if I can keep my home. My question is do you think I have any options once bank of america said its foreclosed already. One rep told me they may can reinstate the mortgage back to me if I pay the past due amount. Another rep told me there is nothing they can do. I keep all my mail and it seems something like a foreclosure letter should have been signed fedex,ups, or certified letter and I never received anything. I'm in GA so if anyone has any help chime in. I just never thought foreclosure would happen so fast without notice. I have a friend with a BOA mortgage that hasn't paid in 3 years in GA and still is living there.
  13. lol when I opened an chase checking account I did it online and used my credit card to add money to my checking. Could using "liquid" be an cheaper way to do a cash advance?

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