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spoon611

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About spoon611

  • Birthday 01/15/1974

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    Utah
  1. Jack, I was late making my payment 2 days past my due date and they called me to remind me. Did they not call you?
  2. Where do you see these offers? I'm logged in to mine, but not sure where to go for the offers.
  3. I just got one in my email for my USAA Visa. Same stipulations as yours.
  4. I wouldn't do any of that, with or without someone's help. Agreed This is more of a debt consolidation practice and not really a credit repair company. Although I agree with everyone on doing the work yourself, there are the cases (mine for example) where I just don't have the time to do this on my own. I am on the road a lot and when I am home I want to spend time with my family and not worry about all of the other things related with credit repair. I did my own repair for a few years in the beginning and it was very gratifying knowing I myself have done all that work. But now I have a different job and I focus more on work and family when I'm home. I know that doing this yourself is the best way to do it and no one will do a better job than yourself...with that said I have used Lexington Law and wasn't impressed. I used another agency based in Miami (can't remember the name) and they did pretty good, but near the end slowed way down so I dropped them. Lastly I used a repair place my mortgage lady referred me to (Fair credit law) and they did a great job but has closed down earlier this year. There are ones that are better than others and it's hard to find them, but if you have the time to do it on your own then by all means do it yourself.
  5. This is what I did, however I still haven't closed the other cards yet. What happens if you PC one of their cards?
  6. Utah Community Credit Union Visa: CLI $10,000 to $15,000
  7. Just the other day I signed into my chase account and secure messaged them. I told them that after I applied for the 50k promo offer that I found a 70k offer and if they could honor that one. 2 days later I get a response saying that it has been granted and I will see it within 2 biz days. Also, I got approved for the card around June, but I just sent them that message 2 days ago.
  8. For a fee you use a service like chargesmart.com. Pretty handy if you want to build up rewards points, then just pay off the card with the cash you were going to use towards the bill anyhow. I've never used it, so I'm not sure if it's worth the fee but it seems interesting.
  9. Barclays Arrival World MC $12,500 (no AF)
  10. Amex approvals.... Skypoints CLI $1500 to $4500 Blue Approved $10,000 Blue Cash Everyday approved $10,000
  11. Decided since I received an increase on one of them that I might as well try for another card with them again. Blue from Amex 10k limit approved Amex BCE 10k limit approved I think I'll try and transfer what limits I can towards one of these new cards and close both of those other mileage cards with AF's.

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