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  1. Hi all. After years of ignoring my old college debts I found this board. After reading for a few months I decided to start cleaning up. I pulled my reports and found that a lot of bad stuff had fallen off. Only bads are one severely reaged cc debt and a few medical collections which I refuse to pay. I even found an old Spiegel card I had forgotten about still reporting.(always paid on time) I disputed addresses linked to bad tradelines. In the mean time I applied for several cards to add positive trade lines. Found out today that I'm approved for Orchard and Chevron. That's a start I think. Just wanted say thanks.

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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