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  1. It does not add up to me either. The data is from myFICO. I removed all of the derogs with in the last 6-9 months, started with 10 derogs and have a secured card for 5 months.
  2. Hello, all I am repairing my credit. No primary account currently or other accounts. All derogatories have been removed from my report. My score is under 600 and I am an authorized user of American Express the user is under 20%. I am an authorized user of an American Express cardholder. My question is I was told that I can apply, get accepted, and receive an American Express primary account due to the info I stated in the beginning? Please advise some steps I can do to build my credit or a step-by-step PDF. Thanx in advance.
  3. I have unverified accounts that have been removed from Transunion but Equifax or Experian or vice versa. Can I use info from one bureaus that the account(s) have removed to send to the other bureaus stated Transunion found this account was unverified please remove from Equifax or Experian or vice versa?
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