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  1. A couple years ago I had a horrible accident and stopped working (plus, trusted a family member which I won’t do again) which negatively impacted my credit. For a while I used debit card for everything. Now I am stable and completely motivated to fix this asap because I want to move forward, buy a house, get the Amex of my dreams with benefits/perks…you know, reach my goals!!! Grateful for any/all advice. Everyone here seems so awesome, knowledgeable, helpful, and empowering…appreciate you all! MY PROFILE RIGHT NOW: TOTAL ACCOUNTS: 5 (2 installment loans, 3 revolvi
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