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  1. Hello, I ended my lease and my credit report says paid in full - perfect. However, I do have over 4K in mileage overage charges, which is not on my credit report. I am getting calls from a collection agency for the money and as of right now, they are also not on my credit report. So, I have the following questions: 1. If the lease is listed as paid in full, will the mileage charges ever get put on my credit report? 2. If I settle with the collection agency and pay less, will that go on my credit report as a negative (like credit cards usually do), considering that the o
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