I am 3 months off a discharged chapter 7 and am looking to rebuild my credit.
Current Ficos off Experian 30 day trial subscription:
EX - 623
TU - 606
Not sure how reliable they are.
2 weeks out of BK7 I received a preapproved offer from Credit One for a CC with a 500 limit. I took it since I needed to start somewhere
Last week got a preapproved offer from Upgrade Card and gave a a $2500 limit tha will be $8000 after I turn in two paystubs. No annual fee(any one have experience with them?)
Today I got a preapproved offer from Mercury Mastercard and was approved for $3000 no annual fee
Should I stop here for now?? I can't apply for any prime banks as most were IIB: Capital One, Barclays, Citi, NFCU, Amex, Discover. I should also mention I have 10 closed positive lines reporting and an open auto loan I reaffirmed with Ford credit.
Any other tips or suggestions are welcome