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Pam

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Everything posted by Pam

  1. Welcome to Crediboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the bottom of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum. Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear
  2. Pam

    Dispute Help Needed

    How did you dispute with TU? What data in the tradeline did you dispute?
  3. Pam

    Best way to get free report from EQ

    oh for fuck's sake, stop writing novels. Don't tell us to "share what's been successful" and "share what hasn't been" and then say we're being mean when we do that. FWIW, Rocket, I think you know enough buzzwords to be like napalm, not just being dangerous. Mostly, though, my probelm with your attitude is about coming into my house and being rude to me, and to my guests. Chew on that. *adding that ......... you're like a dog with a bone. You want everyone else to admit that they're wrong, but you aren't willing to turn those glasses around to yourself. I asked you, nicely, to let it go. And you wrote a fucking novel.
  4. Pam

    Best way to get free report from EQ

    Three words in that image should stand out to you. They should make it clear that perhaps my opinion is not amateur - that maybe I've been doing this for quite a long time (you can do the math, it's in the header image). Nice edit to your post, by the way. Yes, sometimes here we do stand by our hard-earned knowledge very staunchly. The reason for this is because some of us have been around long enough to see the reasons why. You just don't want to hear them. We've seen people get burned by using third party reports in various ways, and as CV said, they don't contain enough information. Also, our users are not imbeciles, in general, nor are the EQ paper reports so awful to read. Perhaps, just maybe, this isn't a hill you want to die on? Perhaps, just maybe, you want to let this go and not annoy me further. This is your second chance to do so, and we believe strongly in second chances here. I'm not so invested in third chances this morning.
  5. Yeah. Don't pay the debt collection agency. Pay the providers directly. Moving this to the medical forum.
  6. Pam

    Best way to get free report from EQ

    CV is right. You're not, but your opinion is duly noted.
  7. Pam

    How to keep apartment inquiry off credit report?

    You're clearly looking for validation, and you won't get it here. If you dispute an inquiry as fraudulent, do you really think it will end there? The credit bureaus have been under a microscope the past few years for not detecting ID theft and the like quickly enough. So yeah, your bank could close your credit card based on a claim of a fraudulent entry because not only do the CRAs share with each other when a fraud claim is made, your other creditors could find out. It's probably not 100% certain that will happen, but it has happened in the past. If you're worried that your stalker can get access to your credit report, then you should consider freezing your reports - no one can pull it then, unless you explicitly contact the CRA and un-freeze it.
  8. My kid is having a fundraiser Yankee Candle. It's not just candles, though, there's some other stuff there. But also, candles The website says the sale ends 1/10. Her sale ends 11/7. So just two days away.
  9. Pam

    The Dining and Food Thread

    Food and wine festival at Epcot was really good.
  10. Pam

    Black Friday 2018 deals thread

    I need for Tumi to have a BF sale 😕
  11. Pam

    Debt Validation Ignored - Now Getting Sued

    Welcome to Crediboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the bottom of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum. Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear
  12. Pam

    The Dining and Food Thread

    I went to an Italian restaurant in Jacksonville, FL, of all places and seriously had a super amazing meal. Sauteed calamari and hanger steak. I subbed brussel sprouts for the other veggies, and the entire thing was just divine.
  13. Will you be taking the DeLorean to pick it up?
  14. Did you buy TD a new car?
  15. Pam

    Chase Reconsideration - Explorer Card

    You should start a new thread asking for experiences, rather than bumping 4&5 year old threads.
  16. Pam

    Chase recon works

    I think thats' in the BK forum.
  17. Pam

    The Dining and Food Thread

    Ours is about $65, but it has per meal limits, which is the stupidest thing I've ever dealt with.
  18. Pam

    Should I get a personal credit card?

    Moved to credit forum.
  19. Pam

    Target Upgrade

    Congratulations!
  20. Pam

    What's Your Ringtone?

    My phone is muted when I'm out in public, however: Main ringtone is "Who Can It Be Now?" by Men at Work Hubby's personal ringtone is the Peanuts theme song Text tone is the Kim Possible Communicator sound Work phone's ring tone is a digital version of Fur Elise
  21. You're having a hard time getting other people to bring you things, huh?

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