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  1. I have 5 credit cards with a total availbe ofbout $9000. My current CC use is is 12% today but will be under 10% the first week of Junee under %10 next month. The only balance of about $1000 is on my Discover 0% card that will end the promo in December 2021. I'm not having a problem paying my monthly balance due. In fact I usually pay in $200 to $400 on my outstanding balance oftern at least 2 times a month. My current credit rate is about 737. I had a bankruptcy 5 years ago. Before that I had excellent credit. My bankruptcy was due to a health crists rather than irresponsible use of my
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