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  1. 2016 Bofa sued me for CC debt of $30K. Legit debt, I was served properly at my home and had no viable reason to contest. Spoke to the law firm that sued - they agreed to make a stipulation agreement which is pretty much me paying them $300/mo until the 30K fully paid off. That was working for me at the time rather than settling or paying a big chunk, so I agreed, we went into stipulation that I'd make $300 monthly payments until it's done otherwise they'd continue with Judgement. Paid up to Feb - even during covid - a total of $16,000 and being stupid, I skipped two mo
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