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  1. Well, legitimate services usually rank it between 600 to 650. Still have no clear answer here.
  2. I'd bewilling to pay that extra interest to increase my score faster. Should I then pay those closed accounts first?
  3. My credit score right now is 650 according to chase. I want I know if it would be better to pay off closed accounts first, which I negotiated low interest rates for a few years ago, or pay down the active ones first, some of which are near max end have higher rates. Does having these unpaid closed accounts worsen my credit, or does the fact that I am paying them monthly improve my credit?
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