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SILKYSMUUV

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  1. I have just activated my new citi business card,(platinum Select) how long should I wait before trying for other citi cards? I took advantage of the balance transfer option. I got rid of a balance on my personal platinum card(secured) that was used for business expenses. I do not know it the balance on the new citi card will be a factor when applying for other citicards or not but I did not want to leave out any info. Thanks for your help in advance.
  2. SILKYSMUUV

    maxed

    Thanks everyone. I really can't afford to have a degrog on my cr I have not brought my dream home yet or bulit my biz credit enough to stand 0n it for any serious expenses.
  3. SILKYSMUUV

    maxed

    thanks in advance for any input on the following: I have a secured personal master card which I have had to basically max for biz purposes. The biz hit a slow spell this winter. Need to know it I should just close the account ,since the deposit amount is equal to the balance. A credit report should show just a paid in full/closed account. I have a thin credit file 18mos scores are in the 600-620 will I get a boost in scores or will closing the account hurt. the interest is very high. I have a New Melin bank MC. MONTHLY MIN IS CLOSE TO 80.00
  4. I just want to get a clear picture of your statement. There where no hard pulls on the personal credit. (if there was a hard pull what was your partiners credit scores) I was so happy to see that you received the card that I applied for it as well. I will read the entire thread before ever taking a risky action like that. I can't afford alot of inqs now. response needed thanks
  5. Does Lowes automatically share personal info with crap1? I have been getting all kinds of crap1 offers in the mail since I opened my Lowe's account. (is monogram credit crap1) Sorry for the crazy questions but they are important to me. thanks in advance
  6. Catch 22. I've been trying to get someone to report to ex/dnb& then stumbled on an old company's file that already has a score&Padex. The problem follows: I also have just opened a letter in the mail from a collection agency that demands me to pay a Sprint bill that we did not ever generate. I called to dispute the claim w/the collection agency but they only instructed us to call Sprint directly. I wanted to get some input from you guys b4 I went any further. I know that CA's do not believe much of what anyone says these days but I offerred proof of existance of a different company but they did not want it. I could simply pay the other company's debt then attempt to assumer there credit report if CRA'S only list address not DUNNS OR TAX ID etc. Any advice? I almost forgot to mention one small detail THE OTHER COMPANY TRADE NAME IS ALMOST IDENTICAL TO MINE- WHICH ALSO CREATED A MERGER OF THE TWO CREDIT REPORTS ON EX. viking,nebs,grainger,uline,ups,quill,dnd 1/ex who knows now 0-3
  7. 2CENTS NEEDED! I am just a little stuck. I have an old company with a similar name with 3 trade lines reporting to experian which gave it 50 score b, the info there is day and night other than the name and 1 employee. The current company has no file at experian at all. The names are so similar that when I typed in my new company info., the old company info came up. Please help, does anyone believe that the old company file is worth saving with such a low score? I have 1 reporting on D&B an it shows only for 50.00 bucks. The old company has 4yrs+ credit history w/no collections that were visible. The file never idicated who was reporting even after paying 21.00. (ANY suggestions) Thanks in advance
  8. You guys are on a roll!!! I am just a little stuck. I have an old company with a similar name with 3 trade lines reporting to experian which gave it 50 score b, the info there is day and night other than the name and 1 employee. The current company has no file at experian at all. The names are so similar that when I typed in my new company info., the old company info came up. Please help, does anyone believe that the old company file is worth saving with such a low score? I have 1 reporting on D&B an it shows only for 50.00 bucks. The old company has 4yrs+ credit history w/no collections that were visible. The file never idicated who was reporting even after paying 21.00. (ANY suggestions) Thanks in advance
  9. That sounds a little strange but I do not know if it varies by state/region etc. we are DC METRO AREA. I was approve for 4lines only needed 2. No deposit, No money upfront, Free upgrade from handheld to flip phone. no one reporting/0 viking,nebs,quil,grainger,Uline,ups,T-moble,Nebs,-most are new except viking 1yr+,T-Moble 1yr+
  10. Someone posted info. RE Viking reporting. Please indicate where it is located on their site. I can not find it anywhere. I have called the Reps tell me that they only report. I have purchase from D&B for over 1yr they have never reported.
  11. I had my wife call viking today because of a mix up with our account numbers. I thought that it may have been a problem since D&B still shows 0 reporting. We have had our viking account over 1yr but still they have never reported. 500 is our limit over there & we have never order over that. The rep told my wife that regardless of the mishap with our account no.s that viking does not report to D&B unless we request an item or items from them over our credit limit, then and only then our credit will be pull which from that point D&B will be involved simply because D&B will determine what our increase will be if any at all. I could be wrong but I have read the opposited here on CB.
  12. Does anyone know if this fleet card a possibility if none are reporting all?
  13. Do you know if Wright Express can be obtain w/o any reporting? I have viking,neb,uline,quill,grainger,gempler,t-moble 2-lines applied for 1-gave me 4 excepted one pg sign go pull but t-moblie prior to creditboards education Thanks in advance
  14. BizDebt, Ok I will take it easy with the "CAPS" on my post.

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