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Everything posted by thecreditplug

  1. Thank you for correcting me. However, although you can be denied or request to take the freeze off, you still have that choice to do so.
  2. ChexSystems is only one of the third party reporting entities that banks, mortgage lenders, insurance companies use to make decisions on extending credit or opening banking products to individuals. These third party reporters are not regulated by the FCRA and therefore your dispute is futile unless they are reporting false information. To work around these paid assassins of our credit, you should request a freeze of your ChexSystems report. After your freeze has been initiated remember to keep your confirmation number, it's needed to release the freeze if you choose to do so in the future. At
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