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arcangelmike

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  1. combination of both Hit Man. I did have LVNV collection drop off my Transunion and Experian, so that's good. Chase replied to the CFPB asking that I call them so they can get more info to verify my account. Not sure if I should call them or just send a validation letter.
  2. It was a generic dispute and request for the info. I also froze all my files on Lexis Nexis, Sage stream and innovis
  3. Yes. I mailed them directly to the bureaus and the creditors have not responded. I did not mail it to the creditors.
  4. Ok, I was told if you don't get a response for 30 days, I should file a complaint with CFPB. Ironically after filing the complaint, they have started to acknowledge the receipt of the disputes. I wanted to know what I should do next, especially since its been 42 days.
  5. I sent the CRA's a direct 609 letter. Was not through a third party. I filed a complaint with CFPB after the 30 day period.
  6. I'm trying to get some two credit card charged off accounts and a collection taken off. One of the collections (LVNV) fell off my Transuinion and Experian but they responded to the disput on the 30th day and are only on my equifax report. Chase card also responded (after 30 days) and are asking me to call them with more info to verify and look up my account.
  7. Yes, I mailed in disputes to the CRA's first and then on the 30th day, I filed a complaint with the CFPB for not hearing any response.
  8. Hi, I submitted complaints through CFPB to dispute negative items on my credit report. It has been over 30 days and most of the creditors have not responded. DOsent that mean items should be deleted for taking too long to respond. Also had chase respond today asking that I call them to give them more info to locate and verify my account. How should I respond? Thanks.

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