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Hello all, New member here trying to deal with a couple of issues on my CR. I have a collection account showing for an unpaid utility bill at a former address. The bill was apparently sent to my previous address and I never received it. Original amount of bill was ~$300, now with interest the collection agency has racked it up to ~$500. It is past the SOL for my state (California) but will not fall off of my credit report until 5/23. I have searched and found Why Chats SOL program, is that the best way to handle this? or should I try pay for delete? or maybe some other option. Thanks