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  1. So yesterday I was 1 day under 5/24 so I applied for the Chase IHG card for the 140,000 bonus, notice came back that it was under review. This morning I get a decline letter stating derogatory and delinquent relationship with Chase.I called in this morning and they brought up a BK from 15 years ago, I have 5 approved apps in the last 5 years including Sapphire Reserve, letter also stated a 895 out of 900 Chase rating. Called lending to find out what's up, basically I'm at the top end of the credit they will give me over my 3 current cards which I new, I thought they would take a limi
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