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Need help with suggestions. I received a Midland Credit Management letter for a ~$2500 credit card from Capital One for a big box store. Problem is I never took out that line of credit. My first thought was to check my credit reports for a fraudulent identity theft situation, but this line of credit doesn't exist on any of my credit reports as opened/closed/even existing. The only thing related to this on any of my credit reports is where I see MCM pulled my credit report from TransUnion 4 times in August within similar dates. Suggestions for what I should do?