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  1. Hi, Hope everyone is having a good night/morning. I'm new to this forum. I was looking over my credit report and noticed that I have a Medical Data collection posted this May 2020 from an accident I had last October 2019. Would you recommend for me to pay the debt in full and request a pay for delete letter? Information seems accurate. I am in the process of applying for a mortgage and would hate for this to show. Its so upsetting! Your help would be greatly appreciated.

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