Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


  • Content Count

  • Joined

  • Last visited

  1. I have a DirectTv account that was not closed correctly after being frozen for awhile (emergency move out of the house I had service at due to mold, rented a room, took a job traveling). I finally told them I wanted to just pay off the remainder of the contract vs keeping it frozen forever, but she refused to take payment, as they wanted their equipment back. I mailed it and never heard another word, never a bill, never a call or email, it was strange. I finally got a call from a random collection agency, but never received a letter. Then another collection agency called and sent a letter. Sequiem or something like that. I explained what I should owe vs what they show, explained that a DirectTv rep flat out admitted my account was not closed correctly etc, the best they could do was write the balance down from the mid 461, to 230, I once again explained that my final contract buy out was in the 120's + tax range and they are not getting extra money. They said they would dispute the charges with directv for me. Months go by, nothing, I call them again, then I call direct tv, this goes back and fourth for a good 5-6 months. DirectTv finally just told me to dispute it with the credit bureaus, I did and it was successfully removed a few months ago, my score went right back up to 815, as it was in the high 600's after the collection. I then get a letter from ERS saying they want $461 but will settle for $369. They call not long after I get the letter demaning $461, I told them I am at work, stop bothering me and I will reach out. They call again, we get nowhere, and now they called again yesterday and I flat out explained that I do not owe $461, I never owed $461, I already this this removed after DirectTv themselves TOLD ME TO DISPUTE IT MYSELF, and she tried to con me into paying a small amount and disputing what's left, and would not even consider deleting it from the credit report, only a "settled debt", which is a sucker's move. I am not sure what to do. I have spent at LEAST 20 hours on the phone to DirectTv and a similar amount with Sequiem (whatever their name is) across this year trying to GIVE THEM MONEY to close it out. They wont budge, and this ERC place is even worse. I had it removed once, what should I do now? I refuse to pay over what I owe.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information