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  1. Hi My credit score is 597. I am currently unemployed. I need to find a loan for $50,000 to $60,000. I need work to make payments, and it will take to 4 to 8 weeks to find work. Don't some loans offer initial deferment on payments? I am looking for a debt consolidation loan. Do you think I can find a loan before I can make a payment on it? regards

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