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  1. Armada Corp is the CCA I am contesting medical debt with the above CCA. I sent a debt validation letter. They responded with a full print out of all the medical services I have received. Not just medical codes for the test and treatment I received but also detailed summaries of the services rendered. Is this a HUGE violation of HIPAA? I never allowed the medical provider to share information with the CCA. Now the CCA is in possession of part of my sensitive medical services and history. If this is a actionable offense and against HIPAA policies can I go after the medical provider a
  2. I have my credit reports. I am never carrying a balance on my discover card.
  3. These debts are all sold to the collection agency Armada Corp for the year of 2019 so SOL is not going to help
  4. I finally decided to attack my credit issue rather than pretend they don't exist. Here is the situation Here is my CreditKarma information... TransUnion and Equifax (both show the same items Credit Cards $0 I have a $500 secured Discover IT card that I used for YouTube TV payment and that is it. Between 10% and 30% utilization opened May 2020. My mother added me as an authorized user to her Costco Capital One card that has perfect payment history, 8 years open and a $15,000 limit. Collections $5,317 Armada Corp Total Accounts 6 (medi
  5. Anyone have experience pulling medical collections back from the credit agency and start a payment plan with your HC provider? Or negotiating with a HC provider for items already in collections and paying the HC a negotiated monthly amount or a one time negotiated payment then doing WhyChats system if the items are not removed from collections? The reason I ask is I have over 9 open accounts with Armada Corp (CA) totally over $15,000 and I am looking for the most efficient way to get this removed from my credit report. Thanks, BFee
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