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  1. Hello all, I’ve joined the community because I’d like to get advice on the proper and smart way to get 4-5 credit cards this year to take advantage of the cash back rewards and points. I’ve never been a fan of credit cards because I don’t like the idea of owing money. In addition, I’ve been holding off on applying because I thought I was going to purchase a house within the past 2 years. But here I am now! My current score is 785 - I have student loans. 1 secured visa and 1 Care credit card with $0 balances. I applied for the Discover it card yesterday and was approved for $7500, so I guess that’s a good start. Look forward to learning from you all!
  2. I was going to ask the same question!
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