Hello, new member here and I hope you can assist.
To help rebuild my credit I was recently added as a AU to a friend's AMEX account. My FICO scores are around 625 now and should rise to 660 or better next month since I'm paying down some debt.
My questions: Does being a AU on the existing AMEX account guarantee that AMEX will approve me for my own card if I apply? Should I be a AU for a certain amount of time? Would they consider me for a Platinum card, or should I be less aggressive and try for the Green or Gold first? I have the income (+$90K) and the utilization on my accounts is about 15% with an active car loan in good standing. I have 9 accounts (5 seasoned and 4 AU).
Any feedback would be appreciated. Thanks!