Jump to content

DLasVegas

Newbies
  • Content Count

    1
  • Joined

  • Last visited

  1. I had a medical bill for $2,000 go into collections with AmeriCollect. Although it was 1 bill, they broke it up as 3 different collection accounts on my CRs totaling the $2,000. My FICO dropped from 800 to 740. I tried negotiating the debt down with AmeriCollect and they had me on hold for 20 mins only to come back with "we will take $50 off". Screw that. I applied today for a Citibank cc and a Chase cc as these banks are offering huge frequent flyer mile bonuses for new sign ups. Both banks denied me. I have no other negatives or lates on my CR ever since I was 18 years old (i'm 46 now). Was it the collection accounts that caused the denials?

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines