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Dedikate

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  1. Dedikate

    Dedikate

    This is great. Thank you. Now it's time to do the work...
  2. Dedikate

    Dedikate

    Will do. Thank you for your time, patience and experience.
  3. Dedikate

    Dedikate

    I have resided in Michigan since 2015. Nearly all of these accounts were open prior to 2015 in Columbus, Ohio. There are several addresses associated with me where I never lived I can only find a 52 page Equifax report from December 7th, 2018. It is a full report with a confirmation #. The report was sent back to me after I disputed some accounts last year by mail. My collection accounts are as follows: 2 Transworld accounts (Medical). DOFD on both was 4/2016. (APD $1,500) Verizon DOFD 6/2017 (APD $0) Great Lakes Education DOFD 6/2017 (APD $21,904) (These are spread throughout 10 different accounts) Navient DOFD 7/2017 (Multiple Accounts) US Dept Of Education DOFD 7/2017 AmEx/Dsnb DOFD 10/2016 (APD $2,100) Chase DOFD 12/2016 (APD $15,838) Chase DOFD 12/2016 (APD $9,606) Huntington National Bank DOFD 7/2017 PNC Bank DOFD 10/2016 (APD $2,600)
  4. Dedikate

    Dedikate

    They are reporting from a collection agency They are NOT medical accounts I moved to Michigan 5 years ago I'm going to start reading those guides now
  5. Dedikate

    Dedikate

    Ok, I understand. I will make sure to answer directly My apologies, I wasn't using the correct terminology. All of my Credit Cards were charged off. Chase for 8k and 12k, PNC for 2k and a Macy's AmEx for 2k had all been charged off and put on my credit report.
  6. Dedikate

    Dedikate

    I haven't paid anything on them since they went delinquent 5 years ago. Before I couldn't, but now I can make payments.
  7. Dedikate

    Dedikate

    Would paying some of my derogs off help? Or would it be a better Idea to open new lines of credit?
  8. Dedikate

    Dedikate

    Every derog is delinquent. Thanks for the heads up on the car. Not sure what you mean about cut and paste templates
  9. Dedikate

    Dedikate

    Hi Everyone I have a 550 score currently I just opened a Capital One unsecured with 300 limit Ive had a secured card for 200 open for a year I have 7 derogatories that will be tough to get rid of (3 of them are chase credit cards totaling 20k) What else can I do to boost my credit score? I was thinking so far as to get a car note and pay on that for a couple months Anyone have experience with this? Thank you in advance!!!

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