Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


  • Content Count

  • Joined

  • Last visited

  1. Credit Application: Your Age: 38 Your Equifax Credit Score: 689 Your Experian Credit Score: 668 Your TransUnion Credit Score: 711 How long have you been on file with the CRA?s? 12 yrs 5 mos Previous Automotive Credit History: Do you have an open auto loan? Yes Will this loan be a trade-in? No Number of late pays within the last 12 months on the currently open loan? ZERO Number of late pays within the last 13-24 months on the currently open loan? 3 Current open auto loan is financed with? Wells Fargo Dealer Svs Current open auto loan payment is? $499 (3k bal remaining) Estimated amount you may be upside down in this vehicle? ZERO Rate your payment history on this open auto loan from 1-10 (10=BEST) 7 I have read and understand the original pinned "No Credit Check Required" topic. Revolving Credit History: Total number of revolving accounts? 9 Total percent utilization overall? 23 Your Information: How long at residence? 10 yrs Rent/Homeowner/Live with relative? Homeowner/Live alone/$1300 month How long at current job? 5 yrs Total Provable MONTHLY GROSS INCOME? $7918 Provable via computerized paystub or what method? Yes Your Downpayment in CASH: Rebates not considered; Trade Equity not considered: CASH ONLY PLEASE INPUT. $5k Does any credit repository contain any Public Record? Is so, please describe. No Does any credit repository contain any Collection Account(s) If so, please describe. Yes, 4 year old medical collections reporting to Experian only. $977 New or Used Vehicle you are considering; please describe: New 2019 Lease. Land Rover Velar/Audi A7/Volvo XT90 (considering all) Your creditworthiness on a scale of 1-10 with 10 being the best: OVERALL credit: Installment Credit History: 7 Revolving Credit History: 10

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information