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  1. I got my credit reports and trans union report said “the estimated month and year this account will be closed: 10/2020”. Hopefully it is around that time. If so I am guessing it won’t be worth it to pay off the account?
  2. Thank you for the welcome. I have not obtained copies yet. I’m guessing that’s a good place to start. I am from California and believe the SOL is 4 years. Will it just disappear after some time or will it stay on my credit for years and years?
  3. It is 5 years and 4 months old. I just started rebuilding my credit. Account status says open. It’s for $191. Should I contact the collection agency and pay it off or should I let it be?

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