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WUMBO

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  1. Makes sense! Thank you! And no, I am in WA Sent from my iPhone using Tapatalk
  2. *BUMP* I have not yet followed through with the HIPPA program because this debt is still not reporting on any of my credit reports. Its almost been 2 months since the CA got in contact with me regarding this debt. I have called the hospital, and the hospital did in fact send this bill to the CA. Is there any reason they are not reporting it yet? Should I continue waiting until the the debt actually shows up on my report? Thanks
  3. Also, I have moved since the time of service, so are you sure I don’t need to delete old address? Sent from my iPhone using Tapatalk
  4. Now that I think of it, I did have insurance. But I had the bill processed through my insurance twice and both times it was rejected because I was not admitted Sent from my iPhone using Tapatalk
  5. Now that I think of it, I did have insurance. But I had the bill processed through my insurance twice and both times it was rejected because I was not admitted. For some stupid reason I was under the impression that an ER visit would only be around 100-200 Sent from my iPhone using Tapatalk
  6. Hi Everyone, About a year ago, I visited the ER only a couple months after turning 18. I went expecting a cost, but not one at the magnitude of what actually came in the form of a bill. Flash forward to now, the hospital has given the debt to “United Collection Bureau”, and I Received a letter from them with my name, address, the name of the hospital, the service date, and the $1800 total of the debt. The letter said if I pay the debts within 30 days, they would not report to the credit bureau. This letter was sent on March 8th, and it is now April 12th. That being said, I am currently attending a University working a minimum wage job, and come from a broken family that is below the poverty line. Because of this, paying off this debt is not a reality anywhere in the near future for me. What steps should I take to possibly get this debt deleted, invalidated, or if it comes down to it, negotiating with the CA.

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