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torquefreaks

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  1. I have a old account that was closed during my consumer proposal and recently discovered they are still reporting it "120 days past due."Am I right that this status should show bad debt or something of that sort and not be still going as past due? Whats your opinions? I'm planning to apply for a mortgage for my first home this spring. Im pretty sure I even paid this credit card payment on time until the consumer proposal people told me to stop paying all parts of the proposal. My proposal has been paid off and is clear from my report as of Monday! What options do I have?CAPITAL ONE BANKPhone Number: (800)728-3277 High Credit/Credit Limit: $3,000.00Account Number: XXX...378 Payment Amount: Not AvailableAssociation to Account: Individual Balance: $0.00Type of Account: Revolving Past Due: $0.00Date Opened: 2007-10 Date of Last Activity: 2014-08Status: At least 120 days past due Date Reported: 2019-01Months Reviewed: 70Payment History: 02 payments 30 days late 01 payments 60 days late 50 payments 90 days latePrior Paying History: At least 120 days past due ( 2018-12 ) At least 120 days past due ( 2018-11 ) At least 120 days past due ( 2018-10 )Comments: Closed by credit grantorIncluded in consumer proposal

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