Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


  • Content Count

  • Joined

  • Last visited

Everything posted by augusto84074

  1. augusto84074


    Salt Lake City
  2. Possibly. lol. They wanted me to check on the result before 5:00 pm tomorrow. So, I will update.
  3. I figured out that one of my Cap One accounts is not reporting the 0.00 balance. It's just blank. So that would be the difference on the revolving side.
  4. So I spoke to someone in personal services and they agreed with me that the Debt to credit at 104% is not correct and should be significantly lower. They sent the request in to have them recalculate those numbers and should have results in before 5:00 pm MT Friday.
  5. I know right? The math didn't even add up at all. My Equifax score is a 664. I clipped from Equifax Complete™ Premier Plan
  6. Hello All, Is there any reason this is showing up on Equifax as -162% utilization. I snipped that here. I also snipped in a summary of accounts as well.
  7. Thank you. That makes sense. I meant pay off whatever small balance I have with them. Or is it better to carry a very small balance for utilization? My current utilization is at about 2%. Thank you.
  8. Hello to all. I have read the comments on CLI's but I still have a question on the Discover CLI. So, I just applied yesterday and got an approval for $1000.00. I need advice on what to say if I decide to call the recon line or if like most of the comments I have read say. Should I just wait for the 3 months and make sure I pay everything off by then. Then call and ask for the CLI? Thanks to all.
  9. Hello All, Is it worth it to add/purchase a seasoned tradeline when you are already in the 660 TU, 656 EX and 615 EQ on your scores? Would this boost your scores up enough to make it worthwhile? Thanks all.
  10. Hello All, I am looking for ways to have these 3 Charge offs deleted from all 3 reports. All are around 3 years old. I have already disputed and they cam back as "verified" Possible PFD? Anyone have luck with these creditors? Thoughts? DCU, Wells Fargo and Barclays

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information