Jump to content


  • Content Count

  • Joined

  • Last visited

About iliana

  • Birthday 01/18/1972

Profile Information

  • Location
    Miami, Florida
  1. Has anyone had closed charged-off accounts on their reports with no collector trying to collect from any of them?The accounts were charged off about 2 years ago, yet the report reads closed for each of them. I'm not sure if I should try to settle. I was thinking of settling with the collectors but to my surprise, none are listed in my Credit Karma reports. All input to this matter is greatly appreciated.
  2. I had a collection showing on my reports and I went ahead and settle the matter with Valentine & Kebartas who was reporting the charge off account. Such was settled and the original debtor was Credit One Bank. Valentine & Kebartas did removed the collection off all the reports. However, now a new CA called LVNV is reporting the charge off for the same account and under comments it reads, "Legally paid in full for less than the full balance" "Settlement Accepted on this Account". When I contacted Valentine & Kebartas they referred me to a number which I called and it turns out it is from Resurgent Capital Services. Resurgent Capital Services, explained that Valentine & Kebartas as well as LVNV are affiliated with them. I asked them if they can remove the account (LVNV Funding LLC) since such was originally settled and paid to Valentine & Kebartas and they said they couldn't do it. Question? Is it possible to settle an account with a Collection Agency only to then see another one popping up on your reports reporting the same account you've already paid for? How can I go about having such deleted off my reports? I also notice that under the original debtor (Credit One Bank) it reads, "Bad debt & placed for collection", "Charged off as bad debt" and not as paid for less or Account Settle. Should I contact the original debtor, Credit One Bank and asked them to report as paid? Any help to this matter would greatly be appreciated. Thank you all!

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information